Vol. 18, State C
September 20, 2001
Special Update About EPIC, ERA, State Group Life Insurance,
and Long-Term Care Insurance
EPIC Special Enrollment Runs from October 8-26, 2001
EPIC Life Insurance Company will offer a special enrollment to
all active WRS employees for the 2002 calendar year. The current
rating structure of $11.30 (single), $22.60 (limited family) and
$33.90 (family) remains the same for the special enrollment participants.
Special enrollment participants will be subject to restricted dental
benefits within the first 2 years of coverage. These restrictions
are as follows:
Annual Dental Maximums
- First year has a $350 benefit maximum
- Second year has a $500 benefit maximum
- Three years and beyond have a $750 benefit maximum
- There will be a waiting period of 24 months from the participant's
effective date for orthodontia services.
EPIC plans to distribute brochures, posters, and stickers to all
state employers prior to the Dual-Choice Benefit Fairs. In addition,
a payroll "stuffer" has been planned for distribution
in employee paychecks on October 4, 2001. These materials will be
available in paper or electronic forms. If you would like the brochures
and posters in an electronic form, please contact EPIC either by
telephone at (608) 223-2100 or by e-mail at email@example.com.
In addition to the benefit fairs, EPIC representatives will attend
the October 2 Dual-Choice Kick-off meeting.
ERA Open Enrollment Period is October 8 - November
Open enrollment for the Employee Reimbursement Accounts (ERA) program
is set for October 8 through November 9, 2001. All eligible employees
who wish to participate in the Medical Expense and/or Dependent
Care Reimbursement Accounts program in 2002 must enroll by November
Each state agency will receive a supply of enrollment booklets
by mid-September. Distribute these booklets to all eligible employees
during open enrollment and use them during the year for newly hired
employees. Paper forms will not be distributed with the enrollment
booklets. Rather, supplies for the plan year will be sent separately.
Enroll Using Internet or Telephone Enrollment
State of Wisconsin employees should take advantage of two convenient
ways to enroll in the ERA program. Employees may enroll by either:
- Logging onto the ETF Internet site http://etf.wi.gov/.
Click on "Benefit Programs," then "Employee Reimbursement
- Calling the Telephone Enrollment Line toll free at 1-800-847-8253.
Employees may also change their election amounts at any time prior
to the end of the enrollment period using the phone or Internet
enrollment site. Only the last enrollment election
made during the open enrollment period will be saved.
Employees who cannot or prefer not to use the Internet or phone
enrollment systems may call Fringe Benefits Management Company (FBMC)
Customer Service at 1-800-342-8017 to request assistance.
Personal Identification Number (PIN)
A Personal Identification Number (PIN) is required to enroll using
the Internet and the telephone methods. To initiate the enrollment
process, a default PIN made up of the last four digits of the employee's
Social Security number is used. Once into the system, the employee
will be prompted to change the default PIN to a four-digit PIN of
his or her choice.
Please encourage employees to remember their PIN. The same PIN
is used for the Internet and phone enrollment during the open enrollment
period, and for the benefit information phone line that is available
throughout the year. The same PIN is also required to access a participant's
personal account information on the Internet site.
PLEASE NOTE: On October 1, 2001 any PIN currently
on file at FBMC will be reset to the employee's default PIN. This
includes any PIN used during enrollment last year, as well as
the PIN used by an employee to access account information via
the Internet or telephone benefit information line.
To request additional enrollment materials for use during annual
enrollment or for use during the plan year, call Bill Aye, FBMC
Client Liaison, at (608) 829-0435. Questions about the ERA program
can be directed to Marcia Blumer, (608) 266-2640 or e-mail
firstname.lastname@example.org. The ERA booklet, claim forms,
Premium Conversion Waiver forms, and Rapid Refund
enrollment forms, may also be found on the ETF Internet site at
No Change in Employee Life Insurance Rates in 2002
The claims experience for state employees insured under the Wisconsin
Public Employers Group Life Insurance Program has continued to be
favorable and the plan ended 2000 with funding for future benefits
at a strong level. As a result, the Group Insurance Board (GIB)
recently approved maintaining premium rates for 2002 at the same
level as the 2001 rates. The employer share of the premium will
remain at 63% of the employee premium for basic coverage and 35%
of employee premium for supplemental coverage.
The spouse and dependent plan premium will also remain the same
at $2.50 per unit per month. The coverage for each unit of spouse
and dependent coverage will remain at $10,000 for a spouse and $5,000
for each dependent. Employees may elect up to two units of coverage.
For more information on the rate structure of the Group Life Insurance
program, contact Marcia Blumer at (608) 266-2640 or e-mail email@example.com.
If you have questions about reporting life insurance premiums to
ETF, contact Steven Berg at (608) 264-6637 or e-mail firstname.lastname@example.org.
Long-Term Care Insurance Program Adds a Fourth Insurer
This Bulletin includes a notice for employees that you
are encouraged to post or publicize.
The Department of Employee Trust Funds and the Group Insurance
Board have added a fourth insurer to the Long-Term Care Insurance
(LTC) Program. We are asking each state employer to assist us in
announcing the availability of this coverage. Please share the attached
information with your employees.
You may distribute the information in the format that is most effective
for your organization. Suggested methods include newsletters, employee
bulletin boards, e-mail, Intranet, etc.
For more information about this notice, contact Steve Grob at (608)