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Wisconsin Department of Employee Trust Funds header image It's Your Choice 2016 State of Wisconsin Group Health Insurance Program
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Wisconsin Department Of Employee Trust Funds It's Your Choice 2016


Local High Deductible Health Plan
Insurance for Employees
and Retirees
(PO7)


Plan Design Options

Below are the health plan designs you have to choose from. Take a moment to read about these options and see which one is best for you. Not everyone is eligible for HDHP; see eligibility information below. For benefit information, see the Comparison of Medical Benefits chart.

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IT’S YOUR CHOICE HIGH DEDUCTIBLE HEALTH PLAN

With the It’s Your Choice Local High Deductible Health Plan-formerly the High Deductible Health Plan Uniform Benefits-you can choose from a variety of health plan providers that offer the same uniform benefits package. For benefit information, see the Comparison of Medical Benefits chart.

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IT’S YOUR CHOICE LOCAL ACCESS HIGH DEDUCTIBLE HEALTH PLAN

The It’s Your Choice Local Access High Deductible Health Plan—formerly the HDHP Standard Plan—provides freedom of choice for doctors and hospitals across the country. In exchange for the increased flexibility in medical providers, the member’s monthly premium cost is more than the It’s Your Choice Local High Deductible Health Plan option.

For benefit information, see the Comparison of Medical Benefits chart.

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IT’S YOUR CHOICE HEALTH PLAN MEDICARE

It’s Your Choice Health Plan Medicare–formerly Traditional Uniform Benefits–is coordinated with your It’s Your Choice Health Plan coverage. You will remain covered by the plan you select after you are enrolled in Medicare Parts A and B. For benefit information, see the Comparison of Medical Benefits for retirees with Medicare chart.

 

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IT’S YOUR CHOICE MEDICARE ADVANTAGE

It’s Your Choice Medicare Advantage–formerly Traditional Uniform Benefits Medicare Advantage Preferred Provider Organization offered by Humana–allows members to use any health care provider in the United States. However, you will have greater out-of-pocket expenses when you use out-of-network providers. For benefit information, see the Comparison of Medical Benefits for retirees with Medicare chart.

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IT’S YOUR CHOICE MEDICARE PLUS

It’s Your Choice Medicare Plus–formerly Medicare Plus–is a fee-for-service Medicare supplement plan administered by WPS. This plan is available to eligible retirees enrolled in Medicare Parts A and B and generally only pays Medicare deductibles and coinsurance. It’s Your Choice Medicare Plus permits you and your eligible dependents to receive care from any qualified health care provider anywhere in the world for treatment covered by the plan. For benefit information, see the Comparison of Medical Benefits for retirees with Medicare chart.


Disclaimer:
Every effort has been made to ensure that this information is accurate, but may be subject to change. Please note revision dates located at the bottom of each page. In the event of conflicting information, federal law, state statute, state health contracts and/or policies and provisions established by the State of Wisconsin Group Insurance Board shall be followed.

This page was last modified on: 9/25/2015 4:34:15 PM