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Wisconsin Department of Employee Trust Funds header image It's Your Choice 2017 State of Wisconsin Group Health Insurance Program
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2017 It's Your Choice - State of Wisconsin Group Health Insurance for Employees and Retirees

Wisconsin Department Of Employee Trust FundsIt's Your Choice 2017


State of Wisconsin
Group Health Insurance Program
(State Employees, Retirees, Continuants and Graduate Assistants)

Plan Design Options

Below are the health plan designs you have to choose from. Take a moment to read about these options and see which one is best for you. Not everyone is eligible for HDHP; see eligibility information below. For benefit information, see the Comparison of Medical Benefits chart.

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IT’S YOUR CHOICE HEALTH PLAN

With the It’s Your Choice Health Plan, you can choose from a variety of health plan providers that offer the same uniform benefits package. For benefit information, see the Comparison of Medical Benefits chart.

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IT’S YOUR CHOICE HIGH DEDUCTIBLE HEALTH PLAN

The IYC High Deductible Health Plan (HDHP) provides the same uniform benefits package and health plan providers as the IYC Health Plan. The difference is that this plan has a higher deductible and out-of-pocket limits. In exchange for increased cost sharing, this plan offers a lower monthly premium cost and is paired with a required Health Savings Account (HSA). If you decide to enroll in the HDHP, you must open and contribute to the HSA. If you are eligible, your employer may contribute up to $750 individual/$1,500 family. Not everyone is eligible for this plan, be sure to check if you are eligible.

For benefit information, see the Comparison of Medical Benefits chart.

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IT’S YOUR CHOICE ACCESS HEALTH PLAN

The It’s Your Choice Access Health Plan provides freedom of choice for doctors and hospitals across the country. In exchange for the increased flexibility in medical providers, there is a higher monthly premium.. For benefit information, see the Comparison of Medical Benefits chart.

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IT’S YOUR CHOICE ACCESS HIGH DEDUCTIBLE HEALTH PLAN

The It’s Your Choice Access High Deductible Health Plan provides freedom of choice for doctors and hospitals across the country, along with a higher deductible and out-of-pocket limits. In exchange for the increased cost sharing, this plan offers a lower monthly premium cost and is paired with a required Health Savings Account (HSA). If you decide to enroll in the HDHP, you must open and contribute to the HSA. If you are eligible, you employer may contribute up to $750 individual/$1,500 family. Not everyone is eligible for this plan, be sure to check if you are eligible. (See employer contribution amounts.)

For benefit information, see the Comparison of Medical Benefits chart.

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IT’S YOUR CHOICE HEALTH PLAN MEDICARE

It’s Your Choice Health Plan Medicare plan offers uniform benefits and is coordinated with your Medicare coverage, allowing you to choose from a variety of health plan providers. You will remain covered by the plan you select after you are enrolled in Medicare Parts A and B. For benefit information, see the Comparison of Medical Benefits for retirees with Medicare chart.

 

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IT’S YOUR CHOICE MEDICARE ADVANTAGE

It’s Your Choice Medicare Advantage plan is offered by Humana and allows members to use any health care provider in the United States that accepts Medicare. Benefits are the same in- and out-of-network. If you decide to seek care from an out-of-network provider, your share of the costs may be slightly higher for medical equipment or supplies. For benefit information, see the Comparison of Medical Benefits for retirees with Medicare chart.

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IT’S YOUR CHOICE MEDICARE PLUS

It’s Your Choice Medicare Plus is a fee-for-service Medicare supplement plan administered by WPS. This plan is available to eligible retirees enrolled in Medicare Parts A and B and generally only pays Medicare deductibles and coinsurance. It’s Your Choice Medicare Plus permits you and your eligible dependents to receive care from any qualified health care provider nationwide, or during worldwide travel, for treatment covered by the plan. For benefit information, see the Comparison of Medical Benefits for retirees with Medicare chart.

 

 


Disclaimer:
Every effort has been made to ensure that this information is accurate, but may be subject to change. Please note revision dates located at the bottom of each page. In the event of conflicting information, federal law, state statute, state health contracts and/or policies and provisions established by the State of Wisconsin Group Insurance Board shall be followed.

This page was last modified on: 10/3/2016 1:40:56 PM