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Wisconsin Department of Employee Trust Funds header image It's Your Choice 2018 State of Wisconsin Group Health Insurance Program
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2018 It's Your Choice - State of Wisconsin Group Health Insurance for Employees and Retirees

Wisconsin Department Of Employee Trust FundsIt's Your Choice 2018


State of Wisconsin
Group Health Insurance Program
(State Employees, Retirees, Continuants and Graduate Assistants)

Employee Reimbursement Accounts Program

Put more money in your pocket with pre-tax savings accounts!

Save on a wide variety of everyday medical, dental, vision, day care, parking and transit expenses with an Employee Reimbursement Account (ERA), also known as a Flexible Spending Account (FSA). It’s a tax break that’s simple to use.

When you enroll in an ERA, you determine the dollar amount you want to contribute to each account based on your estimated expenses for the upcoming plan year – January 1 to December 31, 2018. Your contributions will be deducted in equal amounts from each paycheck, pre-tax, throughout the plan year.

The more you contribute to your ERA accounts, the more you reduce your taxable gross salary. When you pay less in taxes, your take-home pay increases!

For more information, visit the TASC Landing Page for the State of Wisconsin.

ERA Payroll Processing Change for 2018

  • ERA contributions will be distributed evenly over the course of the year, in accordance with your payroll schedule.
  • Biweekly: 24 pay periods | Monthly: 12 pay periods | 9-Month: 9 pay periods

Note: If you are already enrolled in an Employee Reimbursement Account (ERA), you must re-enroll each year to continue participation. Enrollments do not carry forward from year to year. If you do not enroll for the 2018 plan year by October 27, you will not be able to enroll until the next plan year's open enrollment or you experience a qualified life event.

Employee Reimbursement Account Programs
 

Orange Stethescope iconA Health Care Flexible Spending Account (FSA) allows you to set aside tax-free dollars each year for health care expenses not covered by insurance. You may use these funds to pay for eligible health care expenses incurred by you, your spouse, and your qualified dependents.

 

What are the benefits?

  • Pre-tax contributions reduce your taxable income.
  • Easiest way to pay for everyday out-of-pocket eligible health care expenses with tax-free money.
  • Your total annual Health Care FSA contribution amount is available immediately at the start of the plan year.
  • You can carry over up to $500 remaining in your account from one plan year to the next, so there is minimal “use-it or lose-it” risk.
  • Multiple self-service tools available to easily manage your TASC Account and TASC Card transactions.
  • Eligible for carryover amount up to $500 each year.
  • Annual contribution limit of $2,600.

How does it work?

  • Use the tax-savings calculator or annual expense estimate worksheet to help determine how much you should contribute per year.
  • Your annual contribution is deducted pre-tax from your paycheck in equal amounts throughout the plan year and deposited into your TASC Account.
  • As eligible health care expenses are incurred, you can either use your TASC Card to pay at the point of purchase or submit a request for reimbursement.
  • Manage your account 24/7 via the TASC Benefits mobile app or TASC Online account.

 

  • Most full-time or part-time state and university employees are eligible to participate in a Health Care FSA.

  • Note: Employees who are classified as fellows, scholars, and research assistants in the University of Wisconsin System, as well as limited term employees, student hourlies, per diems, and other temporary employees are not eligible.

  • Note: Employees who are enrolled in a High Deductible Health Plan (HDHP) are not eligible. See the Health Savings Account and Limited Purpose Flexible Spending Account for benefit options.

Annual It’s Your Choice Open Enrollment Period: October 2 – October 27, 2017
2018 Benefit Period: January 1 – December 31, 2018

UW System Employees
Enrollments are done directly through the UW, not the TASC portal/website or by telephone.
UW System employees should refer to the University of Wisconsin Systems Employee Benefits website or contact your UW institution human resources department for enrollment instructions for 2018.

State of Wisconsin & STAR State Employees
State of Wisconsin, Courts, and Legislature employees who are paid through the STAR System should log in to STAR to make all benefits elections during the annual It’s Your Choice period. Contact your agency payroll and benefits staff with any enrollment questions.

WEDC Employees
Enrollments are done directly through WEDC, not the TASC portal/website.
WEDC employees should refer to OneLogin>Kronos>My Account>My Benefits> Review/Select Benefits or contact WEDC human resources for enrollment instructions for the 2018 plan year.

Enroll During It’s Your Choice

  • See the Employee Reimbursement Account Enrollment Brochure for Enrollment Information.
  • You have three ways to enroll during the It’s Your Choice Open Enrollment period:
  • You can request a paper application from your payroll or benefits office, or download a copy from the TASC website.
  • Your election will be effective January 1, 2018.
  • Note: If you are already enrolled in an Employee Reimbursement Account (ERA), you must re-enroll each year to continue participation. Enrollments do not carry forward from year to year.

If You Are a Newly Hired Employee

  • If you are electing to enroll in an ERA, you must enroll within 30 days of your date of hire (in an eligible position), or first eligible appointment.
  • Coverage will be effective on the first of the month on or following your eligibility date.
  • For more information and enrollment instructions, contact your human resources/benefit office.

If You Have Experienced a Qualifying Life Change Event

  • If you experience a qualified life change event, such as a marriage or divorce, birth or adoption of a child, a change in employment status, or another qualified life change event, you may have the opportunity to enroll or change your coverage outside of the open enrollment period.
  • There are various rules related to life change events. You must enroll or make changes within 30 days from the date of the qualifying event.
  • Contact your human resources/benefit office for more information on qualifying events, to see what your options are, how to enroll, and how to make a change.

 

Annual Limits

2018

2017

Health Care FSA Contribution Limit*

$2,600

$2,550

Health Care FSA Carryover Limit

$500

$500

*The $2,600 contribution limit applies on an employee-by-employee basis. Thus, $2,600 is the limit each employee may make per plan year, regardless of the number of other individuals (spouse, dependent, etc.) whose medical expenses are reimbursable under the employee’s Health Care FSA. If two spouses are eligible for a Health Care FSA, each spouse may elect to make contributions of up to $2,600 to his or her Health Care FSA, even if both participate in the same Health Care FSA sponsored by the same employer.

Below is a partial list of eligible expenses that are reimbursable through a Health Care FSA. Eligible expenses can be incurred by you, your spouse, or qualified dependents. For more information, see the Health Care FSA Eligible Expenses flyer or your ERA Participant Guide. For the complete list of eligible and ineligible expenses, visit www.IRS.gov and see IRS Publications 502 and 969.

What is an eligible expense?

  • An eligible expense is a health care service, treatment, or item the IRS states can be paid for without taxes.

How should I keep track of my eligible expenses?

  • You should keep all your receipts and pertinent documentation to prove your Health Care FSA was used for eligible medical expenses.
  • Note: If you pay for anything other than eligible expenses with your Health Care FSA, the amount will be taxable, and you will be required to repay the amount or pay an additional tax penalty.

Eligible Medical Expenses

  • Acupuncture
  • Ambulance services
  • Birth control/contraceptive devices
  • Birth classes/Lamaze1
  • Blood pressure monitor
  • Blood sugar test kits/test strips
  • Chiropractic therapy/exams/adjustments
  • Co-payments
  • Crutches1
  • Dermatology services
  • Diagnostic services
  • Flu shots
  • Gynecological care
  • Hearing aids and batteries1
  • Incontinence supplies
  • Infertility treatments
  • Insulin and diabetic supplies
  • Laboratory fees
  • Lactation expenses
  • Legal sterilization
  • Nasal strips
  • Obstetric care
  • Operations/surgery1
  • Physical exams
  • Physical therapy1
  • Pregnancy test kits
  • Sleep apnea services/products1
  • Smoking cessation programs
  • Therapy or counseling
  • Treatment for alcohol or drug dependency
  • Vaccinations
  • Wrist supports/elastic straps
  • X-ray fees

1 Restrictions may apply. See IRS Publication 502 for more details.

Eligible Dental Expenses

  • Cleanings and exams
  • Crowns and bridges
  • Dental plan co-pays
  • Dental surgery
  • Dental x-rays

Eligible Vision Expenses

  • Contact lenses and lens solution
  • Diagnostic services
  • Eye exams
  • Eye surgery
  • Laser eye surgery/LASIK
  • Optometrist/ ophthalmologist fees
  • Prescription eyeglasses and sunglasses
  • Seeing eye dog (buying, training, and maintaining)
  • Vision plan co-insurance
  • Vision plan deductible

OTC Medicines and Drugs
Over-the-counter (OTC) medicines and drugs, except for insulin, require a prescription from your physician to be reimbursable with your Health Care FSA. The prescription must be included with each request for reimbursement.

  • Antihistamines
  • Cold medicines
  • Diaper rash ointments
  • First Aid supplies
  • Hemorrhoid treatments
  • Nicotine patches
  • Pain relievers
  • Sinus medications
  • Yeast infection medications

Plan Year –The plan year (for all plans) is January 1 to December 31.

Expense Deadline – For 2017 Benefit Period, you must incur all eligible expenses by December 31, 2017. For 2018 Benefit Period, you must incur all eligible expenses by December 31, 2018.

Carryover – Any unused Health Care Flexible Spending Account (FSA) funds over $500 at the close of the plan year are not refundable to you.

New Hire – You must enroll within 30 days from the date of hire. Coverage will be effective on the first of the month on or following your eligibility date.

Claims Deadline – For 2017 Benefit Period, you must submit all reimbursement requests by March 31, 2018. For 2018 Benefit Period, you must submit all reimbursement requests by March 31, 2019. Review all claims and provide any required substantiation by December 31.

Re-Enrollment – You must re-enroll each year to continue participation. Enrollments do not carry forward from year to year. If you do not enroll during open enrollment or within thirty days of a qualified life change event, you will not be able to enroll until the next plan year's open enrollment or you experience a qualified life change event.

Qualified Life Event – Changes due to a qualifying life change event must be made within 30 days from the date of the event.

Once you have enrolled in an ERA, you will receive:

  • ERA Welcome Brochure
    The ERA Welcome Brochure will provide you with information on how to manage your ERA, set-up your TASC Online account, your responsibilities, and key dates.
  • TASC Card
    Your TASC Card allows you to conveniently pay for eligible medical expenses. Be sure to review the Cardholder Agreement included with your TASC Card.

Note: If you are a current TASC participant, you will not be issued a new TASC Card. You will continue to use your current TASC Card.

Stethescope HD IconA Limited Purpose Flexible Spending Account (LPFSA) is a pre-tax benefit used to pay for eligible dental, vision care, and post-deductible medical expenses for participants enrolled in a High-Deductible Health Plan (HDHP).  You may use these funds to pay for eligible expenses incurred by you, your spouse, and your qualified dependents.*

 

What are the benefits?

  • The LPFSA is used to pay for eligible vision and dental expenses that are not covered by your insurance.
  • It can also be used to pay for eligible post-deductible medical expenses.
  • Pre-tax contributions reduce your taxable income.
  • Easiest way to pay for everyday out-of-pocket eligible dental, vision, and post-deductible medical expenses, with tax-free money.
  • Your total annual LPFSA contribution amount is available immediately at the start of the plan year.
  • You can carry over up to $500 remaining in your account from one plan year to the next, so there is minimal “use-it or lose-it” risk.
  • Multiple self-service tools available to easily manage your TASC Account and TASC Card transactions.
  • Eligible for carryover amount up to $500 each year.
  • Annual contribution limit of $2,600.

How does it work?

  • The LPFSA is similar to the regular Health Care FSA but is designed to work in conjunction with your HDHP and Health Savings Account (HSA).
  • Use our tax-savings calculator or annual expense estimate worksheet to help determine how much you should contribute per year.
  • Your annual contribution is deducted pre-tax from your paycheck in equal amounts throughout the plan year and deposited into your TASC Account.
  • As eligible expenses are incurred, you can either use your TASC Card to pay at the point of purchase or submit a request for reimbursement.
  • Manage your account 24/7 via the TASC Benefits mobile app or TASC Online account.
  • To be eligible for a Limited Purpose FSA (LPFSA), you must be enrolled in a High-Deductible Health Plan (HDHP) and participate in a Health Savings Account (HSA).

  • Employees who are not enrolled in an HDHP are not eligible.

    • If you are not enrolled in an HDHP, see the regular Health Care Flexible Spending Account for benefit options.

    • Note: Participation in an HSA and/or LPFSA has no bearing on participation in the Dependent Day Care FSA, Parking Account, or Transit Account.

  • Most full-time or part-time state and university employees are eligible to participate in a LPFSA.

  • Note: Employees who are classified as fellows, scholars, and research assistants in the University of Wisconsin System, as well as limited term employees, student hourlies, per diems, and other temporary employees are not eligible.

Annual It’s Your Choice Open Enrollment Period: October 2 – October 27, 2017
2018 Benefit Period: January 1 – December 31, 2018

UW System Employees
Enrollments are done directly through the UW, not the TASC portal/website or by telephone.
UW System employees should refer to the University of Wisconsin Systems Employee Benefits website or contact your UW institution human resources department for enrollment instructions for 2018.

State of Wisconsin & STAR State Employees
State of Wisconsin, Courts, and Legislature employees who are paid through the STAR System should log in to STAR to make all benefits elections during the annual It’s Your Choice period. Contact your agency payroll and benefits staff with any enrollment questions.

WEDC Employees
Enrollments are done directly through WEDC, not the TASC portal/website.
WEDC employees should refer to OneLogin>Kronos>My Account>My Benefits> Review/Select Benefits or contact WEDC human resources for enrollment instructions for the 2018 plan year.

Enroll During It’s Your Choice

  • See the Employee Reimbursement Account Enrollment Brochure for Enrollment Information.
  • You have three ways to enroll during the It’s Your Choice Open Enrollment period:
  • You can request a paper application from your payroll or benefits office, or download a copy from the TASC website.
  • Your election will be effective January 1, 2018.
  • Note: If you are already enrolled in an Employee Reimbursement Account (ERA), you must re-enroll each year to continue participation. Enrollments do not carry forward from year to year.

If You Are a Newly Hired Employee

  • If you are electing to enroll in an ERA, you must enroll within 30 days of your date of hire (in an eligible position), or first eligible appointment.
  • Coverage will be effective on the first of the month on or following your eligibility date.
  • For more information and enrollment instructions, contact your human resources/benefit office.

If You Have Experienced a Qualifying Life Change Event

  • If you experience a qualified life change event, such as a marriage or divorce, birth or adoption of a child, a change in employment status, or another qualified life change event, you may have the opportunity to enroll or change your coverage outside of the open enrollment period.
  • There are various rules related to life change events. You must enroll or make changes within 30 days from the date of the qualifying event.
  • Contact your human resources/benefit office for more information on qualifying events, to see what your options are, how to enroll, and how to make a change.

 

Annual Limits

2018

2017

Limited Purpose FSA Contribution Limit*

$2,600

$2,550

Limited Purpose FSA Carryover Limit

$500

$500

*The $2,600 contribution limit applies on an employee-by-employee basis. Thus, $2,600 is the limit each employee may make per plan year, regardless of the number of other individuals (spouse, dependent, etc.) whose medical expenses are reimbursable under the employee’s Limited Purpose FSA (LPFSA). If two spouses are eligible for a LPFSA, each spouse may elect to make contributions of up to $2,600 to his or her LPFSA, even if both participate in the same LPFSA sponsored by the same employer.

Below is a partial list of eligible expenses that are reimbursable through an LPFSA. Eligible expenses can be incurred by you, your spouse, or qualified dependents. For more information, see the LPFSA Eligible Expenses flyer or your Employee Reimbursement Account (ERA) Participant Guide. For the complete list of eligible and ineligible expenses, visit www.IRS.gov and see IRS Publications 502 and 969.

After you meet your health plan’s deductible, you may be reimbursed for all eligible medical expenses, such as co-payments, physical exams, and vaccinations. Expenses may be incurred by you, your spouse, or qualified dependents.

What is an eligible expense?

  • An eligible expense is a dental or vision service, treatment, or item the IRS states can be paid for without taxes.

How should I keep track of my eligible expenses?

  • You should keep all your receipts and pertinent documentation to prove your LPFSA was used for eligible dental, vision, or post-deductible medical expenses.
  • Note: If you pay for anything other than eligible expenses with your LPFSA, the amount will be taxable, and you will be required to repay the amount or pay an additional tax penalty.

 

Eligible Dental Expenses

  • Cleanings and exams
  • Crowns and bridges
  • Dental plan co-pays
  • Dental plan co-insurance
  • Dental plan deductibles
  • Dental reconstruction and implants
  • Dental surgery
  • Dental x-rays
  • Dentures
  • Diagnostic services
  • Fillings
  • Occlusal guards
  • Orthodontia
  • Over-the-counter dental products that contain a drug or medication1
  • Root canals

Eligible Vision Expenses

  • Contact lenses and lens solution
  • Diagnostic services
  • Eye exams
  • Eye related equipment/materials/repair kits
  • Eyeglasses (over-the-counter and prescription)
  • Eye surgery
  • Laser eye surgery/LASIK
  • Optometrist/ophthalmologist fees
  • Orthokeratology
  • Over-the-counter vision products that contain a drug or medication1
  • Seeing eye dog (buying, training, and maintaining)
  • Sunglasses (prescription only)
  • Vision plan co-insurance
  • Vision plan deductibles

 

1 Over-the-counter dental and vision medications and drugs require a prescription to be LPFSA eligible. Restrictions may apply. See IRS Publications 502 and 969 for more details.

 

Plan Year –The plan year (for all plans) is January 1 to December 31.

Expense Deadline – For 2017 Benefit Period, you must incur all eligible expenses by December 31, 2017. For 2018 Benefit Period, you must incur all eligible expenses by December 31, 2018.

Carryover – Limited Purpose FSA (LPFSA) funds over $500 at the close of the plan year are not refundable to you.

New Hire – You must enroll within 30 days from the date of hire. Coverage will be effective on the first of the month on or following your eligibility date.

Claims Deadline – For 2017 Benefit Period, you must submit all reimbursement requests by March 31, 2018. For 2018 Benefit Period, you must submit all reimbursement requests by March 31, 2019. Review all claims and provide any required substantiation by December 31

Re-Enrollment – You must re-enroll each year to continue participation. Enrollments do not carry forward from year to year. If you do not enroll during open enrollment or within thirty days of a qualified life change event, you will not be able to enroll until the next plan year's open enrollment or you experience a qualified life change event.

Qualified Life Event – Changes due to a qualifying life change event must be made within 30 days from the date of the event.

Once you have enrolled in an ERA, you will receive:

  • ERA Welcome Brochure
    The ERA Welcome Brochure will provide you with information on how to manage your ERA, set-up your TASC Online account, your responsibilities, and key dates.
  • TASC Card
    Your TASC Card allows you to conveniently pay for eligible medical expenses. Be sure to review the Cardholder Agreement included with your TASC Card.

Note: If you are a current TASC participant, you will not be issued a new TASC Card. You will continue to use your current TASC Card.

Family of Three IconA Dependent Day Care Flexible Spending Account (FSA) is a pre-tax benefit used to pay for eligible day care expenses for qualified dependents in order for you (or your spouse) to work, look for work, or attend school full-time.

 

 

What are the benefits?

  • Pre-tax contributions reduce your taxable income.
  • Your Dependent Day Care FSA Funds become available to you as payroll deductions are taken.
  • Easiest way to pay for everyday out-of-pocket eligible dependent day care and/or elder care expenses, with tax-free money.
  • Multiple self-service tools available to easily manage your TASC Account and TASC Card transactions.
  • Use your TASC Card to pay for eligible dependent day care expenses, or easily submit requests for reimbursement online.
  • Annual contribution limit is $5,000.

How does it work?

  • Use our tax-savings calculator or annual expense estimate worksheet to help determine how much you should contribute per year.
  • Your annual contribution is deducted pre-tax from your paycheck in equal amounts throughout the plan year and deposited into your TASC Account.
  • The Dependent Day Care FSA is a money-in money-out benefit. Each pay period a contribution posts to your account, after which you may submit reimbursement requests for eligible expenses.
  • Manage your account 24/7 via the TASC Benefits mobile app or TASC Online account.
  • Most full-time or part-time state and university employees are eligible to participate in a Dependent Day Care FSA.
  • Note: Employees who are classified as fellows, scholars, and research assistants in the University of Wisconsin System, as well as limited term employees, student hourlies, per diems, and other temporary employees are not eligible.
  • For a married individual to be eligible for the Dependent Day Care FSA, your spouse must be unable to provide dependent day care and/or elder care because he/she works full-time, is actively looking for work, enrolled in or attending school full-time, or physically/mentally incapable of self-care.

Annual It’s Your Choice Open Enrollment Period: October 2 – October 27, 2017
2018 Benefit Period: January 1 – December 31, 2018

UW System Employees
Enrollments are done directly through the UW, not the TASC portal/website or by telephone.
UW System employees should refer to the University of Wisconsin Systems Employee Benefits website or contact your UW institution human resources department for enrollment instructions for 2018.

State of Wisconsin & STAR State Employees
State of Wisconsin, Courts, and Legislature employees who are paid through the STAR System should log in to STAR to make all benefits elections during the annual It’s Your Choice period. Contact your agency payroll and benefits staff with any enrollment questions.

WEDC Employees
Enrollments are done directly through WEDC, not the TASC portal/website.
WEDC employees should refer to OneLogin>Kronos>My Account>My Benefits> Review/Select Benefits or contact WEDC human resources for enrollment instructions for the 2018 plan year.

Enroll During It’s Your Choice

  • See the Employee Reimbursement Accounts Enrollment Brochure for Enrollment Information.
  • You have three ways to enroll during the It’s Your Choice Open Enrollment period:
  • You can request a paper application from your payroll or benefits office, or download a copy from the TASC website.
  • Your election will be effective January 1, 2018.
  • Note: If you are already enrolled in an Employee Reimbursement Account (ERA), you must re-enroll each year to continue participation. Enrollments do not carry forward from year to year.

If You Are a Newly Hired Employee

  • If you are electing to enroll in an ERA, you must enroll within 30 days of your date of hire (in an eligible position), or first eligible appointment.
  • Coverage will be effective on the first of the month on or following your eligibility date.
  • For more information and enrollment instructions, contact your human resources/benefit office.

If You Have Experienced a Qualifying Life Change Event

  • If you experience a qualified life change event, such as a marriage or divorce, birth or adoption of a child, a change in employment status, or another qualified life change event, you may have the opportunity to enroll or change your coverage outside of the open enrollment period.
  • There are various rules related to life change events. You must enroll or make changes within 30 days from the date of the qualifying event.
  • Contact your human resources/benefit office for more information on qualifying events, to see what your options are, how to enroll, and how to make a change.


Annual Limits

2018

2017

Dependent Day Care FSA Contribution Limit

$5,000

$5,000

Dependent Day Care FSA Carryover Limit

$0

$0

Below is a partial list of eligible expenses that are reimbursable through a Dependent Day Care FSA. Eligible expenses may only be incurred by your qualified dependent(s). Health care expenses are not eligible. For more information, see the Dependent Day Care FSA flyer or your ERA Participant Guide. For the complete list of eligible and ineligible expenses, visit www.IRS.gov and see IRS Publication 503

What is an eligible expense?

  • An eligible expense is a dependent care expense the IRS states can be paid for without taxes.

How should I keep track of my eligible expenses?

  • You should keep all your receipts and pertinent documentation to prove your Dependent Day Care FSA was used for eligible dependent care expenses.
  • Note: If you pay for anything other than eligible expenses with your Dependent Day Care FSA, the amount will be taxable, and you will be required to repay the amount or pay an additional tax penalty.

Eligible Dependent Day Care Expenses

  • Adult daycare
  • After-school and before-school care/program2
  • Au pair/nanny salary and fees
  • Babysitting in your home or someone else’s home1
  • Babysitting by your relative who is not a tax dependent 1
  • Care when one parent works days and other parent works nights1
  • Care while looking for work
  • Care while on family, personal or medical leave
  • Care while you/spouse is working at self-employment1
  • Child daycare or day camp2
  • Custodial elder care1
  • Employer-provided on-site daycare2
  • Federal employment taxes (FICA, FUTA) of Dependent Day Care provider
  • Household services related to dependent care
  • In-home care1
  • Nighttime care1
  • Nursery school/ preschool fees or tuition
  • Payroll taxes related to eligible dependent care
  • Room and board for caregiver (au pair, nanny, etc.)
  • Senior daycare1
  • Sick child care1
  • Specialized daycare
  • Transportation to and from eligible dependent care (provided by the care provider)

 

1Care must be work-related. Restrictions may apply. See IRS Publication 503 for more details.
2Primary purpose must be custodial care, and not educational in nature. See IRS Publication 503 for more details.

Plan Year –The plan year (for all plans) is January 1 to December 31.

Expense Deadline – For 2017 Benefit Period, you must incur all eligible expenses by December 31, 2017. For 2018 Benefit Period, you must incur all eligible expenses by December 31, 2018.

Carryover – Any unused Dependent Day Care FSA funds at the close of the plan year will be forfeited.

New Hire – You must enroll within 30 days from the date of hire. Coverage will be effective on the first of the month on or following your eligibility date.

Claims Deadline – For 2017 Benefit Period, you must submit all reimbursement requests by March 31, 2018. For 2018 Benefit Period, you must submit all reimbursement requests by March 31, 2019. Review all claims and provide any required substantiation by December 31.

Re-Enrollment – You must re-enroll each year to continue participation. Enrollments do not carry forward from year to year. If you do not enroll during open enrollment or within thirty days of a qualified life change event, you will not be able to enroll until the next plan year's open enrollment or you experience a qualified life change event.

Qualified Life Event – Changes due to a qualifying life change event must be made within 30 days from the date of the event.

Once you have enrolled in an ERA, you will receive:

  • ERA Welcome Brochure
    The ERA Welcome Brochure will provide you with information on how to manage your ERA, set-up your TASC Online account, your responsibilities, and key dates.
  • TASC Card
    Your TASC Card allows you to conveniently pay for eligible medical expenses. Be sure to review the Cardholder Agreement included with your TASC Card.

Note: If you are a current TASC participant, you will not be issued a new TASC Card. You will continue to use your current TASC Card.

car iconA Parking Account allows you to pay for eligible work-related expenses with pre-tax dollars.

 

 

What are the benefits?

  • Pre-tax contributions reduce your taxable income.
  • Easiest way to pay for eligible parking expenses, with tax-free money.
  • Your Parking Account funds become available to you as payroll deductions are taken.
  • Eligible for unlimited carryover, so there is minimal “use-it-or-lose-it” risk.
  • You can enroll or make changes to your account at any time during the plan year.
  • Monthly contribution limit is $225.

How does it work?

  • Use our tax-savings calculator or annual expense estimate worksheet to help determine how much you should contribute per year.
  • Your annual contribution is deducted pre-tax from your paycheck in equal amounts throughout the plan year and deposited into your TASC Account.
  • Manage your account 24/7 via the TASC Benefits mobile app or TASC Online account.
  • Note: If you park at your place of employment, your deductions may already be taken pre-tax. These deductions are not reimbursable through this program.
  • All active state employees, including limited term employees, are eligible to participate in a Parking Account.
  • Note: Spouses and dependent children are not eligible. If you park at your place of employment, your deductions may already be taken pre-tax. These deductions are not reimbursable through this program.
  • Note: Student Assistants who are classified as fellows, scholars, and trainees in the University of Wisconsin System, as well as employees-in-training who are classified as grad intern/trainee or post-doc fellow/trainee, are not eligible.

Enrollment Information
Annual It’s Your Choice Open Enrollment Period: October 2 – October 27, 2017
2018 Benefit Period: January 1 – December 31, 2018

UW System Employees
Enrollments are done directly through the UW, not the TASC portal/website or by telephone.
UW System employees should refer to the University of Wisconsin Systems Employee Benefits website or contact your UW institution human resources department for enrollment instructions for 2018.

State of Wisconsin & STAR State Employees
State of Wisconsin, Courts, and Legislature employees who are paid through the STAR System should log in to STAR to make all benefits elections during the annual It’s Your Choice period. Contact your agency payroll and benefits staff with any enrollment questions.

WEDC Employees
Enrollments are done directly through WEDC, not the TASC portal/website.
WEDC employees should refer to OneLogin>Kronos>My Account>My Benefits> Review/Select Benefits or contact WEDC human resources for enrollment instructions for the 2018 plan year.

Enroll During It’s Your Choice

  • See the Employee Reimbursement Accounts Enrollment Brochure for Enrollment Information.
  • You have three ways to enroll during the It’s Your Choice Open Enrollment period:
  • You can request a paper application from your payroll or benefits office, or download a copy from the TASC website.
  • Your election will be effective January 1, 2018.
  • Note: If you are already enrolled in an Employee Reimbursement Account (ERA), you must re-enroll each year to continue participation. Enrollments do not carry forward from year to year.

If You Are a Newly Hired Employee

  • If you are electing to enroll in an ERA, you must enroll within 30 days of your date of hire (in an eligible position), or first eligible appointment.
  • Coverage will be effective on the first of the month on or following your eligibility date.
  • For more information and enrollment instructions, contact your human resources/benefit office.

If You Have Experienced a Qualifying Life Change Event

  • If you experience a qualified life change event, such as a marriage or divorce, birth or adoption of a child, a change in employment status, or another qualified life change event, you may have the opportunity to enroll or change your coverage outside of the open enrollment period.
  • There are various rules related to life change events. You must enroll or make changes within 30 days from the date of the qualifying event.
  • Contact your human resources/benefit office for more information on qualifying events, to see what your options are, how to enroll, and how to make a change.


Annual Contribution Limits

2018

2017

Parking Account Contribution Limit

$255/month

$255/month

Parking Account Carryover Limit

Unlimited

Unlimited

Below is a partial list of eligible expenses that are reimbursable through a Parking Account. For more information, see the Parking & Transit Eligible Expense flyer or your Employee Reimbursement Account (ERA) Participant Guide. For the complete list of eligible and ineligible expenses, visit www.IRS.gov and see IRS Publication 5137.

What is an eligible expense?

  • An eligible expense is a work-related transportation fee for parking the IRS states can be paid for without taxes.
  • Note: Eligible parking expenses must take place at or near your place of employment, or at a location from where you commute to work.

How should I keep track of my eligible expenses?

  • You should keep all your receipts and pertinent documentation to prove your Parking Account was used for eligible parking expenses.
  • Note: If you pay for anything other than eligible expenses with your Parking Account, the amount will be taxable, and you will be required to repay the amount or pay an additional tax penalty.

Eligible Parking Expenses

  • Metered parking
  • Monthly and/or daily parking fees for parking lots and/or ramps
  • Park n’ ride lots
  • Parking at mass transit facility

Note: If you park at your place of employment, your deductions may already be taken pre-tax. These deductions are not eligible.

Plan Year –The plan year (for all plans) is January 1 to December 31.

Expense Deadline – For 2017 Benefit Period, you must incur all eligible expenses by December 31, 2017. For 2018 Benefit Period, you must incur all eligible expenses by December 31, 2018.

Carryover – All unused Parking Account funds carry over into the next plan year

New Hire – You must enroll within 30 days from the date of hire. Coverage will be effective on the first of the month on or following your eligibility date.

Claims Deadline – For 2017 Benefit Period, you must submit all reimbursement requests by March 31, 2018. For 2018 Benefit Period, you must submit all reimbursement requests by March 31, 2019. Review all claims and provide any required substantiation by December 31.

Re-Enrollment – You must re-enroll each year to continue participation. Enrollments do not carry forward from year to year. If you do not enroll during open enrollment or within thirty days of a qualified life change event, you will not be able to enroll until the next plan year's open enrollment or you experience a qualified life change event.

Qualified Life Event – Changes due to a qualifying life change event must be made within 30 days from the date of the event.

Once you have enrolled in an ERA, you will receive:

  • ERA Welcome Brochure
    The ERA Welcome Brochure will provide you with information on how to manage your ERA, set-up your TASC Online account, your responsibilities, and key dates.
  • TASC Card
    Your TASC Card allows you to conveniently pay for eligible medical expenses. Be sure to review the Cardholder Agreement included with your TASC Card.

Note: If you are a current TASC participant, you will not be issued a new TASC Card. You will continue to use your current TASC Card.

Red Bus iconA Transit Account allows you use pre-tax dollars to pay for eligible mass transit expenses related to your commute to and from work.


 

What are the benefits?

  • Pre-tax contributions reduce your taxable income.
  • Easiest way to pay for eligible transit expenses, with tax-free money.
  • Your Transit Account funds become available to you as payroll deductions are taken.
  • Eligible for unlimited carryover, so there is minimal “use-it-or-lose-it” risk.
  • You can enroll or make changes to your account at any time during the plan year.
  • Monthly contribution limit is $130.
  • Note: Contributions of $130 are pre-tax State and Federal. Employees may contribute up to $255 – however, contributions over $130 up to $255 would be pre-tax Federal and post-tax State.

How does it work?

  • Use our tax-savings calculator or annual expense estimate worksheet to help determine how much you should contribute per year.
  • Your annual contribution is deducted pre-tax from your paycheck in equal amounts throughout the plan year and deposited into your TASC Account.
  • Manage your account 24/7 via the TASC Benefits mobile app or TASC Online account.
  • All active state employees, including limited term employees, are eligible to participate in a Transit Account.
  • Note: Spouses and dependent children are not eligible. Employees who are also enrolled in a State of Wisconsin pre-tax transit or vanpool program are not eligible.
  • Note: Student Assistants who are classified as fellows, scholars, and trainees in the University of Wisconsin System, as well as employees-in-training who are classified as grad intern/trainee or post-doc fellow/trainee, are not eligible.

Enrollment Information
Annual It’s Your Choice Open Enrollment Period: October 2 – October 27, 2017
2018 Benefit Period: January 1 – December 31, 2018

UW System Employees
Enrollments are done directly through the UW, not the TASC portal/website or by telephone.
UW System employees should refer to the University of Wisconsin Systems Employee Benefits website or contact your UW institution human resources department for enrollment instructions for 2018.

State of Wisconsin & STAR State Employees
State of Wisconsin, Courts, and Legislature employees who are paid through the STAR System should log in to STAR to make all benefits elections during the annual It’s Your Choice period. Contact your agency payroll and benefits staff with any enrollment questions.

WEDC Employees
Enrollments are done directly through WEDC, not the TASC portal/website.
WEDC employees should refer to OneLogin>Kronos>My Account>My Benefits> Review/Select Benefits or contact WEDC human resources for enrollment instructions for the 2018 plan year.
Enroll During It’s Your Choice

  • See the Employee Reimbursement Accounts Enrollment Brochure for Enrollment Information.
  • You have three ways to enroll during the It’s Your Choice Open Enrollment period:
  • You can request a paper application from your payroll or benefits office, or download a copy from the TASC website.
  • Your election will be effective January 1, 2018.
  • Note: If you are already enrolled in an Employee Reimbursement Account (ERA), you must re-enroll each year to continue participation. Enrollments do not carry forward from year to year.

If You Are a Newly Hired Employee

  • If you are electing to enroll in an ERA, you must enroll within 30 days of your date of hire (in an eligible position), or first eligible appointment.
  • Coverage will be effective on the first of the month on or following your eligibility date.
  • For more information and enrollment instructions, contact your human resources/benefit office.

If You Have Experienced a Qualifying Life Change Event

  • If you experience a qualified life change event, such as a marriage or divorce, birth or adoption of a child, a change in employment status, or another qualified life change event, you may have the opportunity to enroll or change your coverage outside of the open enrollment period.
  • There are various rules related to life change events. You must enroll or make changes within 30 days from the date of the qualifying event.
  • Contact your human resources/benefit office for more information on qualifying events, to see what your options are, how to enroll, and how to make a change.

Annual Limits

2018

2017

Transit Account Contribution Limit*

$130/month*

$130/month*

Transit Account Carryover Limit

Unlimited

Unlimited

* Contributions of $130 are pre-tax State and Federal. Employees may contribute up to $255 – however, contributions over $130 up to $255 would be pre-tax Federal and post-tax State.

Below is a partial list of eligible expenses that are reimbursable through a Transit Account. For more information, see the Parking & Transit Eligible Expense flyer or your Employee Reimbursement Account (ERA) Participant Guide. For the complete list of eligible and ineligible expenses, visit www.IRS.gov and see IRS Publication 5137.

What is an eligible expense?

  • An eligible expense is a work-related transportation fee for mass transit the IRS states can be paid for without taxes.
  • Note: Eligible transit expenses must be work related.

How should I keep track of my eligible expenses?

  • You should keep all your receipts and pertinent documentation to prove your Transit Account was used for eligible parking expenses.

Eligible Transit Expenses

  • Bus passes
  • Subway vouchers, passes or tokens
  • Train vouchers, passes or tokens
  • Vanpooling fees

 

Plan Year –The plan year (for all plans) is January 1 to December 31.

Expense Deadline – For 2017 Benefit Period, you must incur all eligible expenses by December 31, 2017. For 2018 Benefit Period, you must incur all eligible expenses by December 31, 2018.

Carryover – All unused Transit Account funds carry over into the next plan year.

New Hire – You must enroll within 30 days from the date of hire. Coverage will be effective on the first of the month on or following your eligibility date.

Claims Deadline – For 2017 Benefit Period, you must submit all reimbursement requests by March 31, 2018. For 2018 Benefit Period, you must submit all reimbursement requests by March 31, 2019. Review all claims and provide any required substantiation by December 31.

Re-Enrollment – You must re-enroll each year to continue participation. Enrollments do not carry forward from year to year. If you do not enroll during open enrollment or within thirty days of a qualified life change event, you will not be able to enroll until the next plan year's open enrollment or you experience a qualified life change event.

Qualified Life Event – Changes due to a qualifying life change event must be made within 30 days from the date of the event.

Once you have enrolled in an ERA, you will receive:

  • ERA Welcome Brochure
    The ERA Welcome Brochure will provide you with information on how to manage your ERA, set-up your TASC Online account, your responsibilities, and key dates.
  • TASC Card
    Your TASC Card allows you to conveniently pay for eligible medical expenses. Be sure to review the Cardholder Agreement included with your TASC Card.

Note: If you are a current TASC participant, you will not be issued a new TASC Card. You will continue to use your current TASC Card.

 

Disclaimer:
Every effort has been made to ensure that this information is accurate, but may be subject to change. Please note revision dates located at the bottom of each page. In the event of conflicting information, federal law, state statute, state health contracts and/or policies and provisions established by the State of Wisconsin Group Insurance Board shall be followed.

This page was last modified on: 10/18/2017 4:02:52 PM