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Wisconsin Department of Employee Trust Funds header image It's Your Choice 2018 Local High Deductible Health Plan Insurance Program
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2018 It's Your Choice - Local High Deductible Health Plan Insurance for Employees and Retirees
Wisconsin Department Of Employee Trust Funds It's Your Choice 2018

Local High Deductible Health Plan
Insurance for Employees
and Retirees
(PO7, PO17)

Local Access HDHP

Administered by WEA Trust

Open Enrollment October 2 - 27, 2017

If you are currently enrolled in the Local Access Plan and do not wish to change plans during open enrollment, you will automatically be enrolled in Local Access Plan for 2018.

What’s New for 2018

  • WEA Trust is the new administrator of the Local Access HDHP. If you are currently enrolled in the Local Access HDHP and take no action to change health plans during It’s Your Choice, you will be automatically enrolled with WEA Trust and will receive new ID cards in the mail prior to January 1, 2018.
  • Benefits are changing. For a quick summary, see the Comparison of Benefit Options. Highlights are summarized below:
    • The medical In-Network deductible is decreasing to $1,500 individual, $3,000 family from $1,700 individual, $3,400 family.
    • The medical In-Network out-of-pocket limit (OOPL) is decreasing to $2,500 individual / $5,000 family from $3,500 individual / $6,550 family.
    • The prescription drug Level 1 & 2 OOPL is lowering to $600 individual / $1,200 family from $1,000 individual / $2,000 family.
    • Durable medical equipment (DME) In-Network coinsurance is changing to 20% to be paid by the member, up from 10%. DME will continue to accumulate to the medical OOPL.
    • Newly covered:
      • Organ transplant coverage has expanded to include heart, liver, kidney with pancreas, heart with lung and lung.
      • Adult hearing aids and cochlear implants
      • Vision exams
      • Smoking cessation
    • No longer covered
      • Surgical treatment of obesity
      • Certain oral surgery procedures
      • Genetic testing or counseling unless medically necessary to diagnose or treat an existing illness
      • Clinical trials unless mandated by law
  • There are some In-Network provider changes in Wisconsin and nationwide. For more detail, visit the Provider Directory via the link below.
  • Primary Care Physician (PCP) selection is required. You and your family members must select a PCP for your care. If you don’t, WEA Trust will assign one to you, notify you in writing, and inform you how to change this PCP selection. Contact WEA Trust for more information.
  • WEA Trust’s Amwell telehealth service is expanding with the addition of online therapy services. Since 2015, thousands of WEA Trust members have used Amwell for on-demand video doctor visits. Now you can also use Amwell to schedule an appointment with a highly trained therapist or psychologist.  And instead of waiting weeks or months to see someone, Amwell therapists are available within a week, and sometimes even the same day. Scheduled therapy visits on Amwell are:
    • 45-minute, video-based appointments on your smartphone, tablet, or computer
    • With licensed and specially-trained therapists or psychologists
    • Available seven days a week, from 7 a.m. to 11 p.m.
    • An alternative to in-person behavioral health visits


General Information

The Local Access HDHP is a comprehensive Preferred Provider Organization (PPO) that provides you with freedom of choice among health systems and providers both statewide and nationwide. Lower out-of-pocket costs are available by using preferred or in-network providers, which are available nationwide. See the Comparison of Benefit Options online for more details and the Certificate of Coverage for complete information.

Provider Directory

Go to to search for providers or to access a directory. To request a printed directory be mailed to you, call 1-866-485-0630.

Referrals, Prior Authorizations

Prior authorization is required for certain services and procedures before you receive care. A list of services requiring preauthorization can be found at You will receive notification of the approval or denial for the prior authorization.

Prior authorization is required for low back surgery and high-tech radiology services.

Out-of-Network Care

The Local Access HDHP, offered by WEA Trust, will reimburse for covered services at 70% of our maximum allowable fee, subject to a $2,000 individual, $4,000 family deductible up to an out-of-pocket limit of $3,800 individual, 7,600 family.

Service Area

The Local Access HDHP offers health systems and providers both statewide and nationwide.

Emergency and Urgent Care Outside Service Area

If you require emergency or urgent care when outside of the network, seek care at the nearest medical facility. Contact 1-866-485-0630 or your primary care physician if assistance is needed to determine the appropriate level of care. Follow-up care must be performed by a network provider to receive network benefits.

Mental, Behavioral Health and Substance Abuse Services

No prior authorization is required for outpatient services from a network provider, except for psychiatric and neuropsychiatric testing. Prior authorization is required for in-patient and transitional care. For other services, contact 1-866-485-0630.

24-Hour Nurseline

WEA Trust contracts with a variety of health care provider systems that offer their own nurselines. A list of those nurselines can be found at

Every effort has been made to ensure that this information is accurate, but may be subject to change. Please note revision dates located at the bottom of each page. In the event of conflicting information, federal law, state statute, state health contracts and/or policies and provisions established by the State of Wisconsin Group Insurance Board shall be followed.

This page was last modified on: 11/1/2017 3:00:04 PM