Accidental Death and Dismemberment (AD&D)
(State Employees Only)
Underwritten by Zurich North America (Zurich)
A free-standing accidental death and dismemberment policy is offered
to state employees. There is no employer contribution. You
pay the full premium, but you may pay through payroll deduction.
Accidental death and dismemberment coverage can help to provide
24-hour, worldwide insurance protection in the event of a severe
injury, paralysis or death resulting from an accident. Benefits
are payable for losses which occur within 365 days of the accident.
For a few dollars per month, you can buy substantial accidental
death and dismemberment coverage. Because the plan offers individual
(or family) policies at group rates, you get the protection of a
major insurer, the Hartford, without the high cost.
If you are a Wisconsin state employee in an active, full-time,
part-time (at least 20 hours per week) or seasonal status, you are
eligible for this coverage. You cannot be refused acceptance, and
no evidence of insurability is needed.
View a summary of the AD&D plan.
For questions related to enrollment or billing, see the payroll
and benefits representative at your workplace.