No matter which plan design option or health plan you choose, the in-network coverage is the same (Uniform Benefits). The main differences are premiums and out-of-network benefits. The table below highlights key differences between the available It's Your Choice plan design options.

 

High Deductible Health Plan (HDHP)

IYC Health Plan

Access HDHP

Access Plan

Monthly Payment (Premium)

$

$$

$$$

$$$$

Cost Per Visit

$$$$

$$

$$$$

$$

Annual Employer Contribution to Health Savings Account (HSA)

Individual   /  Family

+$750   /   +$1,500

For eligible employees, not available for retirees

None

+$750   /   +$1,500

For eligible employees, not available for retirees

None

HSA Required

HSAs not allowed

HSAs not allowed

Health Plan Selection

See the Health Plan Search page for available health plans and provider directories

See the Health Plan Search page for available health plans and provider directories

Administered by WEA Trust

Administered by WEA Trust

Statewide / Nationwide Access
All plans include nationwide pharmacy coverage; visit www.navitus.com for in-network pharmacies

Local, county-based coverage area

Local, county-based coverage area

Nationwide

Nationwide

Out-of-Network Benefits

Emergency and urgent care only

Emergency and urgent care only