This Life Events Guide page has two sections - active employees and retirees. Please refer to the appropriate page section for information based on your employment status.

For Active Employees

  Health Insurance & Uniform Dental Supplemental Benefits
Enrollment opportunity? No, unless the employee is losing other group coverage as a dependent No, unless the employee is losing other comparable coverage as a dependent
Change coverage from single (individual) to family? No, unless the dependent is losing other medical coverage under the deceased spouse No, unless the dependent is losing other medical coverage under the deceased spouse
Change coverage from family to single (individual)? Yes, if you have no other dependents Yes, if you have no other dependents
Change health plan? No n/a
Drop a dependent and keep family coverage? Yes Yes
Cancel coverage? Yes, employees whose spouse has died must provide proof of other health coverage for review and approval prior to cancellation Yes
Deadline to submit application 

Employees, submit an application to your employer removing your spouse or dependent

Retirees, you only need to file an application if you wish to terminate coverage

Premium refunds due to a change from family to single coverage will only be allowed for up to six months

Employees, submit an application to your employer removing your spouse or dependent

Retirees, you need to contact the supplemental plan and ask that the spouse/dependent be removed from coverage

Effective date Coverage ends on the first of the month following receipt of application Coverage ends on the first of the month following receipt of application

 

For Retirees

  Health Insurance & Uniform Dental Supplemental Benefits
Enrollment opportunity? No, unless you are a State retiree with escrowed sick leave and are losing other medical coverage as a dependent (See Enrolling for Coverage FAQ #17 regarding sick leave) No, unless the employee is losing other comparable coverage as a dependent
Change coverage from single (individual) to family? No, unless the dependent is losing other medical coverage under the deceased spouse No, unless the dependent is losing other medical coverage under the deceased spouse
Change coverage from family to single (individual)? Yes Yes, if you have no other dependents
Change health plan? No n/a
Drop a dependent and keep family coverage? Yes Yes
Cancel coverage? Yes Yes
Deadline to submit application 

Employees, submit an application to your employer removing your spouse or dependent

Retirees, you only need to file an application if you wish to terminate coverage

Premium refunds due to a change from family to single coverage will only be allowed for up to six months

Employees, submit an application to your employer removing your spouse or dependent

Retirees, you need to contact the supplemental plan and ask that the spouse/dependent be removed from coverage

Effective date Coverage ends on the first of the month following receipt of application Coverage ends on the first of the month following receipt of application

You may not be eligible for all benefits discussed on this page. Speak with your employer to see what benefits are available to you. 

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