No matter which plan design option or health plan you choose, the in-network coverage is the same (Uniform Benefits). The main differences are premiums and out-of-network benefits. The table below highlights key differences between the available It's Your Choice plan design options.


Local Deductible Health Plan

Local Access Plan

Monthly Payment (Premium)






Health Plan Selection

10 plan options

See the Health Plan Search page for available health plans and provider directories

Administered by WEA Trust

Statewide / Nationwide Access

All plans include nationwide pharmacy coverage; visit for in-network pharmacies

Local, county-based coverage area


Out-of-Network Benefits

Emergency and urgent care only