No matter which plan design option or health plan you choose, the in-network coverage is the same (Uniform Benefits). The main differences are premiums and out-of-network benefits. The table below highlights key differences between the available It's Your Choice plan design options.
|
|
High Deductible Health Plan (HDHP) |
IYC Health Plan |
Access HDHP |
Access Plan |
|---|---|---|---|---|
|
Monthly Payment (Premium) |
$ |
$$ |
$$$ |
$$$$ |
|
Cost Per Visit |
$$$$ |
$$ |
$$$$ |
$$ |
|
Annual Employer Contribution to Health Savings Account (HSA) Individual / Family |
+$750 / +$1,500 For eligible employees, not available for retirees |
None |
+$750 / +$1,500 For eligible employees, not available for retirees |
None |
|
HSA Required |
✔ |
HSAs not allowed |
✔ |
HSAs not allowed |
|
Health Plan Selection |
See the Health Plan Search page for available health plans and provider directories |
See the Health Plan Search page for available health plans and provider directories |
Administered by WEA Trust |
Administered by WEA Trust |
|
Statewide / Nationwide Access |
Local, county-based coverage area |
Local, county-based coverage area |
Nationwide |
Nationwide |
|
Out-of-Network Benefits |
Emergency and urgent care only |
Emergency and urgent care only |
✔ |
✔ |