The table below highlights key differences between the available It's Your Choice Medicare plan design options.

 

Medicare Advantage

Medicare Plus

Health Plan Medicare

Monthly Payment (Premium)

$

$$

$$$

Coverage Area
Emergency and urgent care are covered out-of-network for all plans

Nationwide

Worldwide

Local, county-based

Administered By

UnitedHealthcare

UnitedHealthcare

See the Health Plan Search page for available health plans and provider directories

Coverage Includes Items Not Covered by Medicare

Also helps pay for: hearing aids, routine hearing and vision exams, durable medical equipment not covered by Medicare


Only helps pay for items partially covered by Medicare

Also helps pay for: hearing aids, routine hearing and vision exams, durable medical equipment not covered by Medicare

Skilled Nursing Facilities
Covered length of stay

120 days at any facility

120 days at a Medicare-approved facility, or

30 days at a facility not approved by Medicare

120 days at any facility