No matter which plan design option or health plan you choose, the in-network coverage is the same (Uniform Benefits). The main differences are premiums and out-of-network benefits. The table below highlights key differences between the plan design.


Local Health Plan

Local Access Plan

Monthly Payment (Premium)



Cost Per Visit



Provider Availability Local


See Access Plan by Dean Health Plan for more details

Nationwide Pharmacies

Out-of-Network Benefits

Emergency and urgent care only

Available Health Plans

10 plan options

See the Health Plan Search for available health plans and provider directories

Administered by Dean Health Plan