No matter which plan design option or health plan you choose, the in-network coverage is the same (Uniform Benefits). The main differences are premiums and out-of-network benefits. The table below highlights key differences between the available plan design options.

 

 High Deductible Health Plan (HDHP)

IYC Health Plan

Access HDHP

Access Plan

Monthly Payment (Premium)

 $

$$

$$$

$$$$

Cost Per Visit

 $$$$

$$

$$$$

$$
Provider Availability Local Local

Nationwide

See Access Plan by Dean Health Plan for more details

Nationwide

See Access Plan by Dean Health Plan for more details
Nationwide Pharmacies ✔ ✔ ✔ ✔
Out-of-Network Benefits Emergency and urgent care only Emergency and urgent care only ✔ ✔
Available Health Plans See the Health Plan Search for available health plans and provider directories See the Health Plan Search for available health plans and provider directories Administered by Dean Health Plan Administered by Dean Health Plan

Employer may add money
to required Health Savings
Account (HSA)

Individual   /  Family

$750   /   $1,500

For eligible employees, not available for retirees

n/a

$750   /   $1,500

For eligible employees, not available for retirees

n/a