88% Tables & Total Monthly Premium Rates

Below are links for monthly premium plan rates, including employer maximum contributions, by county (average of 88%).  They also provide employee maximum contributions. The vast majority of employers use the 88% tables.

Program  Full Premium Rates 88% Tables
IYC Local Traditional

Option 2

Option 12

Option 2

Option 12

IYC Local Deductible

Option 4

Option 14

Option 4

Option 14

IYC Local Health

Option 6

Option 16

Option 6

Option 16

IYC Local High Deductible Health Plan

Option 7

Option 17

Option 7

Option 17

 

Contact ETF with any questions or if we can be of assistance.


105% Tables

Under state law, employers are limited to a maximum and minimum contribution toward their employee’s health insurance premiums. Most employers use the 88% formula linked above. Under this formula, employers may pay no more than 88% of the average premium cost of the qualified tier-one health plans in the service area (county) of the employer. They may pay no less than 50% for employees who work 1,040 or more hours per year.

If you still use the 105% formula for law enforcement, or firefighting (Public Safety Employees) who are covered by a valid collective bargaining agreement, please contact ETF for those premium rate tables.

Employers who Tier their premium contributions may also contact ETF with questions. 

Reach us at ETFSMBEmployerInsurance@etf.wi.gov

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