ETF has posted the Certificate of Coverage and Schedules of Benefits for the 2022 plan year. These documents will help you navigate your health insurance benefits for the coming year.

Reminder: The annual health benefits open enrollment period for plan year 2022 was September 27 to October 22, 2021. 

How to Use These Documents

All members of the Group Health Insurance Program provided by ETF will use the same Certificate of Coverage for 2022. The 2022 Uniform Benefits Certificate of Coverage (22ET-2180) describes what types of benefits and services are covered by your health plan. 

To find out how much you will pay for services when you see a healthcare provider, you should view your specific Schedule of Benefits:

*Note: If you are enrolled in IYC Medicare Advantage (administered by UnitedHealthcare) or IYC Medicare Plus (administered by WEA Trust), your Schedule of Benefits will be different. See the resources linked below for more information on how your plan works.

Visit the Health page to find rates and other information about your 2022 health benefits.