There are several changes to supplemental benefit plans offered by ETF in 2020. Read below for information that will help you guide your employees in selecting a new plan if needed.

The following supplemental benefit plans will be available to all state agencies and their employees for the 2020 plan year. The It’s Your Choice 2020 open enrollment period is September 30 - October 25, 2019.

Plans Not Offered in 2020

Zurich Accidental Death & Dismemberment (AD&D) and Mutual of Omaha's Long-Term Care Insurance will no longer be available through ETF in 2020. Anyone enrolled in Zurich's AD&D program through ETF will not be able to continue their plans in 2020. All Mutual of Omaha long-term care policies purchased before December 31, 2019, through Healthchoice will continue in 2020. 

Vision Plan

Vision Service Plan (VSP) will be the only supplemental vision provider for 2020. Coverage Includes:

  • No charge for standard progressive lenses.
  • Biannual WellVision exams for children; annual for adults.
  • Annual contact lens exam and $150 allowance for contacts or frames.
  • Rate remains unchanged from 2019.

Dental Plans

Delta Dental of Wisconsin will be providing three supplemental dental plans in 2020. New in 2020 is the Preventive Plan, available to those not enrolled in the State Group Health Insurance Program. The Preventive Plan offers coverage for cleanings, fluoride treatment, fillings and orthodontia. Returning for 2020 are the Select Plan and Select Plus Plan that continue to offer coverage for crowns, bridges, dentures, implants and root canals. 

Delta Dental and VSP 2020 Rates:

Active Employee and COBRA Continuant Monthly Rates
Active Employee and COBRA Continuants Employee only Employee plus
child(ren)
Employee plus
spouse
Family
Delta Dental PPO Plus Premier – Preventive Plan $30.20 not offered not offered $75.50
Delta Dental PPO® -
Select Plan
$9.28 $12.52 $18.56 $22.28
Delta Dental PPO® -
Select Plus Plan
$16.82 $31.12 $33.64 $51.30
VSP Choice $6.38 $14.38 $12.76 $22.98


 

Retiree Monthly Rates
Retirees Retiree only Retiree plus
child(ren)
Retiree plus
spouse
Family
Delta Dental PPO Plus Premier – Preventive Plan $30.20 not offered not offered $75.50
Delta Dental PPO® -
Select Plan
$15.44 $21.19 $31.39 $37.67
Delta Dental PPO® -
Select Plus Plan
$27.06 $50.06 $54.12 $82.54
VSP Choice $6.38 $12.76 $12.76 $14.98

 

New for 2020: Securian Accidental

Gives active employees cash to help cover out-of-pocket expenses regardless of health insurance coverage. Plan is portable until age 70 as long as the member had coverage as an active employee. Coverage includes: 

  • Concussions    
  • x-rays
  • Dislocations    
  • Hospitalization
  • Lacerations    
  • Surgeries
  • Fractures
  • Accidental death & dismemberment (up to $25,000)

And many other medical and support benefits including identity theft protection and travel assistance.  

Securian Accident Monthly Rates
Individual Individual + Spouse Individual + Child(ren) Family
$3.26 $4.94 $7.10 $10.46

Questions 

2019 information on the covered benefits for each optional plan is available online at etf.wi.gov/benefits-by-employer. 2020 It’s Your Choice web pages will be available prior to open enrollment.

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