This news for state employers provides information on 2021 insurance rates, as well as updates for the 2021 plan year. The 2021 health benefits open enrollment period is September 28 - October 23, 2020.

Rates

State rates will be approved at the Group Insurance Board (Board) meeting on August 19. The Division of Personnel Management will then determine the state employee contribution rates. Once available, they will be posted on the ETF website and shared via ETF E-mail Updates. 

Service Area Changes

ETF will present counties requiring the State Maintenance Plan (SMP) for 2021 to the Board for approval at the August 19 Board meeting. No State counties are anticipated to require the SMP for 2021. Confirmation will be provided after the August 19 Board meeting. 

It’s Your Choice Employer Kickoff Events

Reminder! The It’s Your Choice 20201 employer kickoff event for plan year 2021 will be held virtually. The kickoff meeting will follow a similar agenda as in previous years, providing an update on important health news and a preview of 2021 health benefits materials. 

Can’t attend the kickoff event at its scheduled time? Recordings of virtual kickoff meetings will be posted to the ETF website for viewing anytime. 

Virtual Alternatives for Open Enrollment Benefit Fair Activities 

ETF will host a series of online events for employers and members to provide information for the 2021 plan year. Participating vendors include health plans and supplemental vendors, such as ConnectYourCare, DeltaVision, and StayWell. ETF staff will also participate. Event details and registration information will be posted to the ETF website in the near future. 

2021 Benefit Vendor Virtual Forums for State Employers 

  • Weeks of September 21 and 28
  • 60-minute sessions for State employers to learn more about individual health plans and benefit vendors and have their questions answered  

2021 Benefit Vendor Virtual Forums for Members

  • Scheduled throughout the open enrollment period
  • 60-minute sessions for members to learn more about individual health plans and benefit vendors and have their questions answered  

2021 ETF Benefits Virtual Forums for Members

  • Scheduled throughout the open enrollment period
  • 60-minute sessions for members to ask questions about their benefits to ETF benefits staff
  • Five different session topics will be offered on a rotating basis:
    • Health insurance and pharmacy benefits for active members
    • Health insurance and pharmacy benefits for retirees
    • Dental and vision coverage
    • Supplemental benefits 
    • Wellness program 

Additional member education opportunities will be available during the open enrollment period. Visit the Member Education section of the ETF website to learn more. 

Vision Plan

DeltaVision (offered through Delta Dental of Wisconsin) in partnership with EyeMed Vision Care is the new supplemental vision plan for 2021. The benefit offering is the same as the current coverage provided by VSP, but at a lower rate. Current enrollments with VSP will automatically transfer to DeltaVision for plan year 2021. Members will also receive a new vision member card from EyeMed. 

Coverage includes:

  • No charge for standard progressive lenses
  • Annual routine exams for adults (twice per year for children)
  • Annual contact lens exam and $150 allowance for contacts or frames

DeltaVision 2021 Rates

Active Employee and COBRA Continuant Monthly Rates

Employee only Employee plus child(ren) Employee plus spouse Employee and family
$5.72 $12.88 $11.42 $20.58

            
Retiree Monthly Rates

Retiree only Retiree plus child(ren) Retiree plus spouse Retiree and family
$5.72 $11.42 $11.42 $13.41

Dental Plans

Delta Dental of Wisconsin will continue to provide dental plans in 2021. In addition to Uniform Dental, which is available to those enrolled in health insurance under the State of Wisconsin Group Health Insurance Program, Delta Dental will again be providing three supplemental dental plans in 2021. Returning for 2021 are the Preventive Plan, Select Plan and Select Plus Plan. 

Delta Dental 2021 Rates

Active Employee and COBRA Continuant Monthly Rates

  Employee only Employee plus child(ren) Employee plus spouse Employee and family
Delta Dental PPO® - Select Plan $9.28 $12.52 $18.56 $22.28
Delta Dental PPO® - Select Plus Plan $16.82 $31.12 $33.64 $51.30
Delta Dental PPO Plus Premier – Preventive Plan $30.20 not offered not offered $75.50

Retiree Monthly Rates

  Retiree only Retiree plus child(ren) Retiree plus spouse Retiree and family
Delta Dental PPO® - Select Plan $15.44  $21.19 $31.39 $37.67
Delta Dental PPO® - Select Plus Plan $27.06  $50.06 $54.12 $82.54
Delta Dental PPO Plus Premier – Preventive Plan $30.20 not offered not offered $75.50

Securian Accident Plan

New for 2021: The accidental death & dismemberment benefit provided through the Accident Plan has been increased from $25,000 to $100,000.

The Accident Plan gives active employees cash to help cover out-of-pocket expenses regardless of health insurance coverage. The plan is portable until age 70 as long as the member had coverage as an active employee. Coverage includes: 

  • Concussions    
  • X-rays
  • Dislocations    
  • Hospitalization
  • Lacerations    
  • Surgeries
  • Fractures
  • Accidental death & dismemberment (up to $100,000)
  • And many other medical and support benefits, including identity theft protection and travel assistance

Securian Accident Plan Monthly Rates

Individual     Individual + Spouse Individual + Child(ren) Family
$4.38 $6.26 $8.44 $12.32

Long-Term Care Has Returned

The Board approved a new two-year contract with Health Choice and Mutual of Omaha for new enrollments in long-term care insurance effective July 8, 2020.

Mutual of Omaha offers a long-term care insurance through Health Choice. It is available to State employees, their spouses, and the parents of employees and spouses who reside in Wisconsin and can be purchased any time of year for those who qualify. Each member’s policy will be individually underwritten — premiums are based on that person’s age, gender and health at the time of enrollment. A subscriber can choose from a range of options.

For more information call 1-800-833-5823.

More to Come

See the It's Your Choice 2021 Employer Information Timeline to stay apprised of when and what information will be available before open enrollment.

Stay tuned for future employer news for important updates from ETF and major Board updates.