Have you taken the Financial Fitness Challenge offered by the Department of Employee Trust Funds? Join Naveen and the thousands of other Wisconsin Retirement System employees who have jumped in and assessed what they know -- and need to do -- in order to improve their financial well-being.

Naveen shares why she took the Challenge and how she plans to use the lessons she learned going forward:

"I had been wondering about my personal financial 'fitness' over the past few months, so the offer to take ETF's Financial Fitness Challenge was very timely. I found the CHECKUP very eye-opening! It really made me think about many things, especially the need to have an emergency fund. The CHECKUP results and the online learning tutorials are very helpful, especially in creating an action plan and following through with some of the recommendations. I really appreciate this opportunity to get on the road to financial fitness. Thank you to everyone who put this together, I highly recommend it!"

Take Control - Start and Finish the Challenge in 3 Easy Steps

Step 1. Get centered: Take the free Financial Fitness CHECKUP. It's a confidential and secure online assessment of your financial well-being. Receive instant feedback: your personal Financial Fitness SCORE.

Step 2. Sharpen focus: Enroll in the free online Financial Fitness ACADEMY. Based on your Financial Fitness SCORE, you will be presented with recommendations for tailored, online learning tutorials (a $200 value). You can access the academy for 12 months after completion of the checkup. Using the tutorials can help improve your financial fitness. The tutorials cover topics such as debt management, budgeting, investments, and retirement planning.

Step 3. Zoom in on a bright future: If you need help with any of the tasks or topics you are trying to accomplish or learn, you may request to speak with a Financial Fitness ADVISOR free of charge for up to 30 days.

The Financial Fitness Challenge is also open to friends and family members!

Take the Financial Fitness Challenge today.

Visit ETF's website for more information.

Stay connected! Follow ETF on Twitter and use #FinancialLiteracy to learn more about taking control and improving your financial health and wellness.