Benefits Provided by ETF

Find out how this program allows state employees to convert unused sick leave to credits to pay for health insurance during retirement, including pharmacy and optional Uniform Dental benefits.

If you become disabled while working for a WRS employer, you may be eligible to receive WRS disability benefits that will give you income for the time you are unable to return to work.

Health benefits include health, dental, vision, long-term care and accidental death and dismemberment insurance.

Choose from up to four dental plans to get the right coverage for you and/or your family. The dental plans offer coverage for services such as cleanings, exams, fillings, and orthodontia.

Supplemental vision coverage provides annual eye exams and coverage allowances towards glasses or contact lenses for employees, retirees, and their covered dependents.

The Accident Plan provides a cash benefit paid directly to you to help cover out-of-pocket expenses regardless of health insurance coverage. 

The Income Continuation Insurance (ICI) program is an income replacement plan that replaces a portion of your income if you are unable to work because of sickness or injury (both short and long term).

The program offers term life insurance coverage up to 5 times your yearly pay for State of Wisconsin employees and local government employees whose employer offers the plan. An employee may also insure their spouse and dependent children.

The Wisconsin Deferred Compensation Program is an optional, supplemental retirement savings plan for all working state and university employees. Local government and school district employees may also use the WDC if their employers offer it.

The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.