No matter which plan design option or health plan you choose, the same in-network services are covered (Uniform Benefits). The main differences are premiums, if you can see providers locally or nationwide, and out-of-network benefits. 


Local Health Plan

Local Access Plan

Monthly Payment (Premium)



Cost Per Visit



Provider Availability Local


See Access Plan by Dean Health Plan for more details

Nationwide Pharmacies

Out-of-Network Benefits

Emergency and urgent care only

Available Health Plans

Many plans

See the Health Plan Search for available health plans and provider directories

Administered by Dean Health Plan