The table below highlights key differences between the available It's Your Choice (IYC) Medicare plan design options. To see more detailed cost information, go to the Breakdown of Your Costs by Medicare Plan Design page, which can be found in the Health Insurance for Retirees with Medicare menu.

Additional information is available in the Medicare and Medicare Advantage FAQs.

 

IYC Medicare Advantage

Medicare Plus

Health Plan Medicare

Monthly Payment (Premium)

$

$$

$$$

Coverage Area
Emergency and urgent care are covered out-of-network for all plans

Nationwide

Worldwide

Local, county-based

Administered By

UnitedHealthcare

UnitedHealthcare

Many plans

Find available plans and providers by going to the Health Plan Search page.

Coverage Includes Items Not Covered by Medicare

✔

Also helps pay for: hearing aids, routine hearing and vision exams, and durable medical equipment not covered by Medicare

✘
Only helps pay for items partially covered by Medicare

✔

Also helps pay for: hearing aids, routine hearing and vision exams, and durable medical equipment not covered by Medicare

Skilled Nursing Facilities
Covered length of stay

120 days at any facility

120 days at a Medicare-approved facility, or

30 days at a facility not approved by Medicare

120 days at any facility