The 2025 open enrollment period is set for Sept. 30 to Oct. 25, 2024. This is when you can make changes for next year, including switching health plans, changing coverage levels, adding new insurance such as dental or vision, and adding or removing dependents.
Watch for open enrollment materials and guides in the Insurance page for more detailed information for plan year 2025.
New Starting Jan. 1, 2025
- Dean Health Plan - Prevea360 West and Mayo Clinic will now be known as Dean Health Plan - Medica West and Mayo Clinic Health System. If you are currently enrolled in this plan, you do not need to do anything to remain on it.
- The Group Insurance Board approved the expansion of the orthoptic eye training lifetime limit from two to 12.
- The Board also clarified the language in the Certificate of Coverage to allow nutritional counseling services related to weight management.
- The annual medical deductible for the High Deductible Health Plan (HDHP) and Access HDHP plans will increase to $1,650 for an individual and $3,300 for family coverage. These are to comply with federal requirements.
- Meanwhile, the annual Health Savings Account employer contribution for employees covered by an HDHP will increase to $828 for an individual and $1,650 for family coverage.
Continuing in Plan Year 2025
Your health plan will continue to pay 100% of certain preventive care services with no out-of-pocket costs to you. Preventive care is routine health care that includes screenings, checkups, and patient counseling to help prevent illnesses, disease, or other health problems.
The pharmacy benefit will continue to pay 100% of certain preventive drugs with no out-of-pocket costs to you. A preventive drug is used to help avoid disease and maintain health. These drugs are considered effective in preventing the development of a health conditions or disease.