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Designate an attorney-in-fact to act in your stead for an appeal to ETF.

Income Continuation Insurance (ICI) is an optional insurance that provides replacement income for disabilities that are considered short-term in nature, as well as those which may last for extended periods.

Physician report to verify eligibility for an income continuation insurance claim.

Employer report to verify eligibility for an income continuation insurance claim.

A map of the first floor of the Hill Farms building labeled with room numbers and an arrow to the main entrance lobby.

Instructions to file an income continuation insuarance (ICI) claim by phone with the plan's third party administrator.

The ICI plan provides replacement income for disabilities which are considered short term in nature as well as those which may last for extended periods.

This brochure is designed to assist you in understanding the administrative appeals process as it relates to ETF. It is not intended to substitute for the legal advice or assistance of an attorney.

The Board has extended the ICI premium holiday for 2025, based on the strong financial position of the local ICI plan. This means that employers and employees will not pay premiums for either standard or supplemental ICI coverage. 

The Income Continuation Insurance (ICI) program is an income replacement plan that replaces a portion of your income if you are unable to work because of sickness or injury (both short and long term).