Choose from up to four dental plans to get the right coverage for you and/or your family. The dental plans offer coverage for services such as cleanings, exams, fillings, and orthodontia.
Learn about all insurance changes for the 2026 plan year. Changes this year include health plan name changes, expanded coverage of the State Maintenace Plan (SMP) for members in the local program, an increase to the deductible for the High Deductible Health Plan (HDHP), and more.
Program Option
Local Annuitant Health Program (LAHP)
Local Deductible Health Plan (PO14) & Supplemental Benefits
Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
Local Health Plan (PO16) & Supplemental Benefits
Local Health Plan with Uniform Dental (PO6) & Supplemental Benefits
Local High Deductible Health Plan (PO17) & Supplemental Benefits
Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits
Local Traditional Health Plan (PO12) & Supplemental Benefits
Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits
State Employee and Retiree Health Plan & Supplemental Benefits
This program allows eligible, retired public safety officers to have medical, vision, dental and long-term care insurance premiums deducted directly from their WRS monthly annuity payments.
During Open Enrollment, you may have the option to enroll in vision insurance. This video will provide you with an overview of vision insurance and how to access your benefit information.
During Open Enrollment, you may have the option to enroll in accident insurance. This video will provide you with an overview of the Accident Plan and how to access your benefit information. Watch this video at your leisure on demand 24/7.
Find out about all upcoming changes for the 2026 plan year including health plan changes, premium changes, benefit changes, important reminders, and resources to use during open enrollment.
Did you know you can set aside part of your income before taxes to cover certain expenses? Depending on the type of account, you may also earn interest or invest the money to save more. Watch this video to see how it works.
Retired public safety officers may be able to exclude $3,000 from their taxes each year for health and long-term care insurance premiums. You must be an eligible public safety officer and have your premiums deducted from your monthly retirement payments.
