Decision Guide Cover Image

State Employee and Retiree Health Plan & Supplemental Benefits

Benefits include: Health, Wellness, Dental, Vision, Accidental Death and Dismemberment (AD&D), Long-Term Care and Pre-Tax Savings Accounts. Sign up and learn more about your health benefits.

Plan Year
  • 2025
Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits

Designate a Beneficiary

Make sure ETF knows who you want to receive your WRS assets upon your death by keeping your beneficiary designation up-to-date.

Some Out-Of-State Coverage

Group Health Cooperative of Eau Claire - Greater Wisconsin Network

Major Health Systems
  • Aspirus Health
  • Essentia Health
  • Marshfield Clinic Health System
  • Gundersen Health System
  • Aspirus St Luke's
Full Service Areas
  • Adams County
  • Ashland County
  • Bayfield County
  • Buffalo County
  • Burnett County
  • Clark County
  • Crawford County
  • Douglas County
  • Grant County
  • Green County
  • Iowa County
  • Iron County
  • Jackson County
  • La Crosse County
  • Lafayette County
  • Langlade County
  • Lincoln County
  • Monroe County
  • Pierce County
  • Polk County
  • Portage County
  • Richland County
  • Sawyer County
  • St. Croix County
  • Vernon County
  • Vilas County
  • Washburn County
  • Wood County
Limited Service Areas
  • Minnesota
  • Michigan
  • Florence County

Income Continuation Insurance for Employers

ICI is a voluntary “income replacement” benefit payable to an enrolled employee if they become disabled. This program is only
offered to employers already participating in the WRS.

Some Out-Of-State Coverage

HealthPartners Health Plan West

Major Health Systems
  • Vibrant Health Family Clinics
  • Saint Croix Regional Medical Center
  • Essentia Health Clinic
  • HealthPartners Medical Group
  • St Luke's
Full Service Areas
  • Ashland County
  • Burnett County
  • Douglas County
  • Pierce County
  • Polk County
  • St. Croix County
  • Washburn County
  • Bayfield County
Limited Service Areas
  • Minnesota

Transit Account

A Transit Account allows you use pre-tax dollars to pay for eligible mass transit expenses related to your commute to and from work.

Plan Year
  • 2025
Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits

Benefit Enrollment Opportunities

There are certain times throughout the year when you may enroll in health and supplemental insurance benefits, or change your coverage.

Plan Year
  • 2025
Program Option
  • Local Deductible Health Plan (PO14) & Supplemental Benefits
  • Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
  • Local Health Plan (PO16) & Supplemental Benefits
  • Local Health Plan with Uniform Dental (PO6) & Supplemental Benefits
  • Local High Deductible Health Plan (PO17) & Supplemental Benefits
  • Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits
  • Local Traditional Health Plan (PO12) & Supplemental Benefits
  • Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits