How an HDHP Works

High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.

There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2025
Health and Wellness News
Nov 19, 2024 1:00pm
Child holding a vegetable and placing it near their parent's ear. Graphic texts: WHERE YOU BELONG: Find health and closer connection. It's Your Health: Diabetes

November is National Diabetes Month

Join us this month in learning about diabetes, prediabetes, and Well Wisconsin's diabetes management coaching program.

A green piggy bank sitting on a beige calculator.

Calculators

Our calculators help you plan ahead. Choose the one that best fits your needs.

You Marry

Experiencing this life event may allow you to make changes to your accident plan or health, dental, vision, or long-term care insurance.

Program Option
  • Local Annuitant Health Program (LAHP)
  • Local Deductible Health Plan (PO14) & Supplemental Benefits
  • Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
  • Local Health Plan (PO16) & Supplemental Benefits
  • Local Health Plan with Uniform Dental (PO6) & Supplemental Benefits
  • Local High Deductible Health Plan (PO17) & Supplemental Benefits
  • Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits
  • Local Traditional Health Plan (PO12) & Supplemental Benefits
  • Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits
  • State Employee and Retiree Health Plan & Supplemental Benefits
ET-8501
Report Other Benefit Recipient

Comprehensive Annual Financial Report 2003

The Comprehensive Annual Financial Report of the Wisconsin Department of Employee Trust Funds for the year ended December 31, 2003 provides comprehensive information about ETF, the Wisconsin Retirement System, and other benefit programs administered by ETF.

Death Benefits

Provided you did not close your WRS account by taking a separation benefit, your beneficiaries may be entitled to a benefit after your death. Understand how and what benefits are paid upon your death.

Health and Wellness News
Apr 15, 2025 5:00pm
Woman sitting along the shores overlooking the sunset while writing a journal

Wellness From Within

During the Wellness from Within challenge, live more mindfully by working on a different part of your emotional well-being each week.

Health and Wellness News
Jun 16, 2025 12:00pm
Where You Belong: Find health and closer connection. Treat Pain at Home with Exercise Therapy from Kaia Health

New: Kaia Health Pain Management Program

Group Health Insurance Program subscribers and spouses can get help managing their pain with the new Kaia Health Pain Management program, via Well Wisconsin.