Variable Fund

You can choose to deposit 50% of your contributions, including additional contributions, into the Variable Trust Fund. Before you decide to join, learn how Variable excess or deficiency affects your account value.

Video
13 minutes
Middle age couple with mountain bikes.

Preparing for Your Retirement

Planning to retire in the next 5 years? Learn about your steps to retire with the WRS. Watch this video at your leisure on demand 24/7.

Man with leg in a cast

Accident Plan

The Accident Plan provides a cash benefit paid directly to you to help cover out-of-pocket expenses regardless of health insurance coverage. 

Video
10 minutes
Women and man carrying bikes on a hill.

How to Use ETF's Online Retirement Calculator

Curious about how much money you'll get during retirement? The retirement calculator lets you see how much money you may get in the future. Watch this video about the topic on demand 24/7.

Limited Purpose Flexible Spending Account (LPFSA)

Only available to participants enrolled in a High Deductible Health Plan (HDHP).

A Limited Purpose Flexible Spending Account (LPFSA) is a pre-tax benefit used to pay for eligible dental, vision care, and post-deductible medical expenses. You may use these funds to pay for eligible expenses incurred by you, your spouse, and your qualified dependents.

Plan Year
  • 2025
Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits

Frequently Asked Questions

Have a question? Review the most commonly asked questions we receive.

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits

Health Care Flexible Spending Account (FSA)

A Health Care Flexible Spending Account (FSA) allows you to set aside tax-free dollars each year for health care expenses not covered by insurance. You may use these funds to pay for eligible health care expenses incurred by you, your spouse, and your qualified dependents.

Plan Year
  • 2026
Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Health and Wellness News
Oct 6, 2025 12:00pm
A dad piggybacks his child, with healthcare staff on the background.

Open Enrollment Starts Today

The annual open enrollment period has started and ends October 31, 2025. Know some notable changes for your insurance in 2026.