Biking Couple

Applying for Retirement

Deciding to retire may be the hardest part of the entire process. ETF can help you master the next steps so that you make decisions that are right for you. Use the resources available on this page to help you through the process.

Nov 27, 2006 5:00pm Report Active Employee / Retiree / Other Benefit Recipient / Board Member / Local Employer / State Employer

WRS Three-Year Experience Study January 1, 2003 - December 31, 2005

The results of the 3-year investigation of experience of the Wisconsin Retirement System are presented in this report. The investigation was made for the purpose of updating the actuarial assumptions used in valuing the actuarial liabilities of the Wisconsin Retirement System in compliance with Section 40.03(5)(b) of the Wisconsin Statutes.

How an HDHP Works

High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.

There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2025
WRS News Online for Employees
Jan 31, 2024 4:00pm Jan 2024 Edition
Senior South Asian couple doing home finance and checking bills with laptop, calculator and money while sitting at home

How to Protect Your WDC Online Account from Cybercrime

It might seem counterintuitive, but registering your WDC account online can reduce the chance that cybercriminals will be able to gain access to it. Take proactive steps to protect your account.

23ET-8501
Jan 23, 2025 10:00am Report Active Employee / Other Benefit Recipient

Annual Comprehensive Financial Report 2023

The Annual Comprehensive Financial Report of the Wisconsin Department of Employee Trust Funds for the year ended December 31, 2023 provides comprehensive information about ETF, the Wisconsin Retirement System, and other benefit programs administered by ETF.

Military Service and Your WRS Benefits

Some members can receive WRS creditable service for part or all of their active U.S. Military service. This additional service may increase your WRS retirement, disability and certain death benefits.

Form Active Employee / Local Employer / State Employer

Health Care Provider Form

Complete this form using results from your most recent health care provider visit to earn credit for the Well Wisconsin Program.