The State of Wisconsin Group Health Insurance Program (GHIP) provides uniform health benefits to both state agencies and local government entities. Nearly a dozen health plans participate in the GHIP providing coverage to nearly one-quarter million lives.
This page contains information for health plans interested in joining the GHIP. All health plans must apply to join the program. Here you will find access the application, additional resources, and more information on the application process.
For 2026, expect name changes for a few health plans, new administrators for vision insurance and pre-tax savings accounts, and increased medical deductible for the High Deductible Health Plan (HDHP) and Access HDHP.
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Brochure
Active Employee /
Retiree /
Other Benefit Recipient /
Board Member /
Local Employer /
State Employer
As of Sept. 23, 2017, the State of Wisconsin no longer allows the establishment of new domestic partnerships under Chapter 40 of the Wisconsin statutes. This brochure provides information about the benefit changes for established domestic partnerships.
An eligible expense is a health care service, treatment, or item the IRS states can be paid for without taxes. Eligible expenses can be incurred by you, your spouse, or qualified dependents. The Health Savings Account (HSA) can only be used to pay for eligible medical expenses incurred after your HSA was established.
Program Option
State Employee and Retiree Health Plan & Supplemental Benefits
An eligible expense is a health care service, treatment, or item the IRS states can be paid for without taxes. Eligible expenses can be incurred by you, your spouse, or qualified dependents. The Health Savings Account (HSA) can only be used to pay for eligible medical expenses incurred after your HSA was established.
Program Option
State Employee and Retiree Health Plan & Supplemental Benefits
This news for state employers provides information on 2026 health insurance rates, as well as updates for the 2026 plan year. The 2026 health benefits open enrollment period is October 6-31, 2025.
This news for local employers provides information on 2026 health insurance rates, as well as updates for the 2026 plan year. The 2026 health benefits open enrollment period is October 6-31, 2025.
This plan document provides provisions on the Commuter Fringe Benefits Accounts, such as plan administration, eligibility, participation, and termination.
