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2025 local high deductible health plan insurance benefits decision guide for local employees and retirees.

For UWs only: This guide provides an overview of the rules, event, and date triggers that enable a qualifying life event and/or change reason to occur.

This 2026 Certificate of Coverage is your Summary Plan Description and contains the Uniform Benefits offered under the Group Health Insurance Program.

This Certificate of Coverage is your Summary Plan Description and contains the Uniform Benefits offered under the Group Health Insurance Program.

2024 local deductible plan group health benefits decision guide for local employees and retirees.

2024 local high deductible health plan group health benefits decision guide for local employees and retirees.

This guide demonstrates step-by-step procedures to help you enroll in your ETF-administered insurance benefits in My Insurance Benefits.

Uniform Pharmacy Benefits Certificate of Coverage for the 2026 plan year, for all program options.

Uniform Pharmacy Benefits Certificate of Coverage for the 2025 plan year, for all program options.

Uniform Pharmacy Benefits Certificate of Coverage for the 2024 plan year, for all program options.