Webinar
Aug 20, 2025 1:00pm Event Open

How to Use ETF's Online Retirement Calculator

Curious about how much money you'll get during retirement? The retirement calculator lets you see how much money you may get in the future. Get your questions answered by a benefits specialist.

HDHP Eligibility

A few eligibility requirements include:

You must be covered by a High Deductible Health Plan (HDHP) and enrolled in the Health Savings Account (HSA) offered by ETF.

You cannot have any other health coverage that pays for out-of-pocket health care expenses before you meet your plan deductible (including Medicare).

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2025
The image from the cover of the Buying Creditable Service brochure:  a picture of a stream flowing down the middle of a forest.

Buying Creditable Service

If you are eligible, you may have the option of buying creditable service that can increase your retirement benefits. Find out how.

Dependent Day Care Account

A Dependent Day Care Account is a pre-tax benefit used to pay for eligible day care expenses for qualified dependents in order for you (or your spouse) to work, look for work, or attend school full-time.

Plan Year
  • 2025
Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits

Non-STAR State Employees Enrollment

Beyond Vision, Fox River Navigation System Authority, WEDC, WHEDA, WHEFA

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2025
Biking Couple

Applying for Retirement

Deciding to retire may be the hardest part of the entire process. ETF can help you master the next steps so that you make decisions that are right for you. Use the resources available on this page to help you through the process.