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This brochure includes general information about health insurance through ETF.

Provided you did not close your WRS account by taking a separation benefit, your beneficiaries may be entitled to a benefit after your death. Understand how and what benefits are paid upon your death.

This program offers different types of coverage to meet your needs. How much you are covered is based on the number of units of coverage you buy.

Free special webinars for everyone to commemorate the National Retirement Security Month.

A disability retirement benefit is a lifetime annuity paid to eligible WRS employees who become disabled and are unable to work until normal retirement age.

This Evidences of Coverage provides details about Medicare health care coverage from January 1, 2024 - December 31, 2024. 

Medicare Advantage, with deductible, Evidence of Coverage for the 2024 plan year.

Medicare Advantage, with deductible, Evidence of Coverage for the 2025 plan year.

This Evidence of Coverage provides details about Medicare health care coverage for the 2025 plan year.

This Certificate of Coverage is your Summary Plan Description and contains the Uniform Benefits offered under the Group Health Insurance Program.