ET-1109
Manual Active Employee / Retiree / Other Benefit Recipient / Local Employer / State Employer

My Insurance Benefits Member Guide

This guide demonstrates step-by-step procedures to help you enroll in your ETF-administered insurance benefits in My Insurance Benefits.

Health Care Flexible Spending Account (FSA)

A Health Care Flexible Spending Account (FSA) allows you to set aside tax-free dollars each year for health care expenses not covered by insurance. You may use these funds to pay for eligible health care expenses incurred by you, your spouse, and your qualified dependents.

Plan Year
  • 2025
Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
24ET-2180
Brochure Active Employee / Retiree / Other Benefit Recipient / Local Employer / State Employer

2024 Uniform Benefits Certificate of Coverage

This Certificate of Coverage is your Summary Plan Description and contains the Uniform Benefits offered under the Group Health Insurance Program.

Nationwide Access, Out-Of-Network Benefits, Higher Premium

Access Plan by Dean

Major Health Systems

Search for a provider on First Health’s Locate a Provider webpage.

Full Service Areas
  • United States
Limited Service Areas
  • Worldwide

Dean Health Plan - Medica West and Mayo Clinic Health System

Major Health Systems
  • Mayo Clinic
  • Mayo Clinic Health System
  • Northfield Hospital & Clinics
  • OakLeaf Clinics
  • Black River Memorial Hospital 
Full Service Areas
  • Barron County
  • Buffalo County
  • Chippewa County
  • Crawford County
  • Dunn County
  • Eau Claire County
  • Jackson County
  • La Crosse County
  • Monroe County
  • Pepin County
  • Pierce County
  • St. Croix County
  • Trempealeau County
  • Vernon County
Limited Service Areas
  • Minnesota