Mutual of Omaha Long-Term Care Insurance
Administered by HealthChoice

Mutual of Omaha offers a long-term care insurance plan through HealthChoice. 

Long-term care includes medical services, such as nursing care or therapies. It also includes supportive services, such as bathing, dressing, getting in and out of bed, taking medicines, or preparing meals. Long-term care can be provided in a variety of settings, including nursing homes, your home, an adult day care center, or a group living arrangement with supportive services.

For additional information about long-term care, view the Consumer's Guide to Long-Term Care by the Wisconsin Officer of the Commissioner of Insurance. The guide explains long-term care services, costs, and who pays those costs. It  also explains the types of long-term care insurance​, provides buying tips, and identifies important questions and risks associated with long-term care insurance.


HealthChoice offers enrollment into the Mutual of Omaha Long-Term Care Program throughout the plan year.

The Long-Term Care Insurance Program is available to state employees, retirees, their spouses, and the parents of employees, retirees, and spouses who reside in Wisconsin.

Coverage is not guaranteed acceptance. Applicants will be subject to medical underwriting. Some illnesses or pre-existing conditions may make an applicant ineligible for coverage. However, once the policy is issued, coverage will not be limited or exclude any pre-existing conditions or illnesses.

For more information, please visit the HealthChoice website or call 1-800-833-5823. Due to the individual nature of this plan, ETF is not able to answer questions about rates and benefits.

Underwriting or claim denials can be appealed to Mutual of Omaha by contacting HealthChoice.

Important to Note

  • Employers do not contribute to the premiums for this plan.

  • UW System and UW Hospital and Clinics employees may have different supplemental plans available. Check with your human resources/benefits office for details and instructions. UW System employees may refer to UW Employee Benefits page.