The table below highlights key differences between the available It's Your Choice (IYC) Medicare plan design options. To see more detailed cost information, go to the Breakdown of Your Costs by Medicare Plan Design page, which can be found in the Health Insurance for Retirees with Medicare menu.
Additional information is available in the Medicare and Medicare Advantage FAQs.
| IYC Medicare Advantage | Medicare Plus | Health Plan Medicare | |
|---|---|---|---|
| Monthly Payment (Premium) | $ | $$ | $$$ |
| Coverage Area Emergency and urgent care are covered out-of-network for all plans |
Nationwide |
Worldwide |
Local, county-based |
| Administered By | UnitedHealthcare | UnitedHealthcare | Many plans Find available plans and providers by going to the Health Plan Search page. |
| Coverage Includes Items Not Covered by Medicare | ✔ Also helps pay for: hearing aids, routine hearing and vision exams, and durable medical equipment not covered by Medicare | ✘ Only helps pay for items partially covered by Medicare | ✔ Also helps pay for: hearing aids, routine hearing and vision exams, and durable medical equipment not covered by Medicare |
| Skilled Nursing Facilities Covered length of stay | 120 days at any facility | 120 days at a Medicare-approved facility, or 30 days at a facility not approved by Medicare | 120 days at any facility |