Corrections 8/12/2021:
- Active Employee and COBRA Continuant Delta Dental PPO® - Select Plus Plan rate updated to $64.28
- Retiree Delta Dental PPO® - Select Plan rate updated to $22.26
This news for state employers provides information on 2022 insurance rates, as well as updates for the 2022 plan year. The 2022 health benefits open enrollment period is September 27 - October 22, 2021.
Rates
State rates will be approved at the Group Insurance Board (Board) meeting on August 18. The Division of Personnel Management will then determine the state employee contribution rates. Once available, they will be posted on the ETF website and shared via ETF E-mail Updates.
Expected Health Plan Changes
These expected health plan changes will be decided at the August 18 Group Insurance Board meeting.
New Health Plan
Aspirus Health Plan is newly available for the 2022 plan year.
Service Area Change
Quartz Community is expected to split into Quartz Central and Quartz West networks starting in 2022. Members currently enrolled in Quartz Community should select a new health plan.
State Maintenance Plan
ETF expects:
- SMP will be newly offered in Florence County.
It’s Your Choice Employer Kickoff Events
Reminder! The It’s Your Choice 2022 employer kickoff event for plan year 2022 will be held virtually. The kickoff meeting will follow a similar agenda as in previous years, providing an update on important health news and a preview of 2022 health benefits materials.
- State Employer Kickoff: September 16, 2021, from 9:00 a.m. to noon via Go To Training. See the previous employer news for more state employer information and to register.
Can’t attend the kickoff event at its scheduled time? Recordings of virtual kickoff meetings will be posted to the ETF website for viewing anytime.
Virtual Open Enrollment Benefit Fair Activities
ETF will host a series of online events for employers and members to provide information for the 2022 plan year. Participating vendors include health plans and supplemental vendors, such as Delta Dental, Optum Financial (formerly ConnectYourCare), and WebMD (formerly StayWell). ETF staff will also participate. Event details and registration information will be posted to the ETF website in the near future.
2022 Benefit Vendor Virtual Forums
- Scheduled throughout the open enrollment period
- 60-minute sessions for employers and members to learn more about individual health plans and benefit vendors and have their questions answered
2022 ETF Benefits Virtual Forums for Members
- Scheduled throughout the open enrollment period
- 60-minute sessions for members to ask questions about their benefits to ETF benefits staff
- Five different session topics will be offered on a rotating basis:
- Health insurance and pharmacy benefits for active members
- Health insurance and pharmacy benefits for retirees
- Dental and vision coverage
- Supplemental benefits
- Wellness program
Additional member education opportunities will be available during the open enrollment period. Visit the Member Education section of the ETF website to learn more.
Vision Plan
DeltaVision (offered through Delta Dental of Wisconsin) in partnership with EyeMed Vision Care will continue to offer the supplemental vision plan for 2022 at the same rates offered in 2021.
Active Employee and COBRA Continuant Monthly DeltaVision 2022 Rates
| Individual only | Individual plus spouse | Individual plus child(ren) | Individual and family |
| $5.72 | $11.42 | $12.88 | $20.58 |
Retiree Monthly DeltaVision 2022 Rates
| Retiree only | Retiree plus spouse | Retiree plus child(ren) | Retiree and family |
| $5.72 | $11.42 | $11.42 | $13.41 |
Dental Plans
Benefit Change for 2022: Coverage of composite resin fillings for back teeth added to the Supplemental Preventative Plan and the Uniform Dental Benefit (UDB).
Delta Dental of Wisconsin will continue to provide dental plans in 2022. In addition to the UDB, which is available to those enrolled in health insurance under the State of Wisconsin Group Health Insurance Program, Delta Dental will again be providing three supplemental dental plans in 2022. Returning for 2022 are the Preventive Plan, Select Plan, and Select Plus Plan.
Active Employee and COBRA Continuant Monthly Delta Dental 2022 Rates
| Individual only | Individual plus spouse | Individual plus child(ren) | Individual and family | |
| Delta Dental PPO® - Select Plan | $9.76 | $19.52 | $13.16 | $23.40 |
| Delta Dental PPO® - Select Plus Plan | $20.98 | $41.96 | $38.96 | $64.28 |
| Delta Dental PPO Plus Premier – Preventive Plan | Won't be set until board sets UDB rate at August GIB meeting. | not offered | not offered | Won't be set until board sets UDB rate at August GIB meeting. |
Retiree Monthly Delta Dental 2022 Rates
| Retiree only | Retiree plus spouse | Retiree plus child(ren) | Retiree and family | |
| Delta Dental PPO® - Select Plan | $16.22 | $32.96 | $22.26 | $39.56 |
| Delta Dental PPO® - Select Plus Plan | $31.12 | $62.24 | $57.58 | $94.94 |
| Delta Dental PPO Plus Premier – Preventive Plan | Won't be set until board sets UDB rate at August GIB meeting. | not offered | not offered |
Won't be set until board sets UDB rate at August GIB meeting. |
Securian Accident Plan
New for 2022: UW Hospital and Clinics employees are eligible to enroll in the Accident Plan for coverage beginning January 1, 2022.
Benefit Changes for 2022: The cash payment amount for most claims will increase beginning January 1, 2022. The monthly rates will not increase from 2021 to 2022. Outpatient rehabilitation therapy coverage is a new benefit for 2022.
The Accident Plan gives active employees cash to help cover out-of-pocket expenses regardless of health insurance coverage. The plan is portable until age 70 as long as the member had coverage as an active employee. Coverage includes:
- Concussions
- X-rays
- Dislocations
- Hospitalization
- Lacerations
- Surgeries
- Fractures
- Accidental death & dismemberment (up to $100,000)
- And many other medical and support benefits, including identity theft protection and travel assistance
Securian Accident Plan Monthly 2022 Rates
| Individual only | Individual plus spouse | Individual plus child(ren) | Individual and family |
| $4.38 | $6.26 | $8.44 | $12.32 |
More to Come
See the It's Your Choice 2022 Employer Information Timeline to stay apprised of when and what information will be available before open enrollment.
Stay tuned for future employer news for important updates from ETF and major Board updates.