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This handbook provides general information about benefit plans administered by ETF and does not contain complete information for all benefits. Use this handbook as an overview and contact your employer’s benefits office for specific information applicable to you.

Please remember to complete the annual ICI premium updates in March (effective April 1, 2025).

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the Local Income Continuation Insurance Plan as of December 31, 2020.

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the State Income Continuation Insurance Plan as of December 31, 2020.

Designate an attorney-in-fact to act in your stead for an appeal to ETF.

ETF has offered employer training in preparation for the launch of My Insurance Benefits. This document contains responses to the questions from the employer training sessions.

The income continuation insurance (ICI) benefit is a voluntary income replacement benefit payable if you become disabled.

The income continuation insurance ICI benefit is a voluntary “income replacement” benefit payable if you become disabled.

Each time a guardian makes a request on behalf of a member, ETF will review the Letters of Guardianship of the Estate. The request will be approved or denied based on the authority granted in the letters.

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the Local Income Continuation Insurance Plan as of December 31, 2022.