A listing of actuarial reports evaluating WRS benefit programs. Also included on this page is a listing of three-year experience studies to determine if updates to actuarial assumptions are needed.
This news for local employers provides 2025 health insurance rates, as well as information about the expansion of the State Maintenance Plan (SMP). The 2025 health benefits open enrollment period is September 30 - October 25, 2024.
24ET-2158
Brochure
Active Employee /
Retiree /
Local Employer
If you are eligible to enroll in or change plans due to a qualified life change event, you may be asked to provide documents (employees to your employer, retirees to ETF) to confirm your eligibility.
Program Option
Local Annuitant Health Program (LAHP)
Local Deductible Health Plan (PO14) & Supplemental Benefits
Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
Local Health Plan (PO16) & Supplemental Benefits
Local Health Plan with Uniform Dental (PO6) & Supplemental Benefits
Local High Deductible Health Plan (PO17) & Supplemental Benefits
Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits
Local Traditional Health Plan (PO12) & Supplemental Benefits
Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits
State Employee and Retiree Health Plan & Supplemental Benefits