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The program offers term life insurance coverage up to 5 times an employee's yearly pay for State of Wisconsin employees and local government employees whose employer offers the plan. Employees may also insure their spouses and dependent children.

LTDI is a disability insurance benefit under the WRS that is meant to provide an income to members who have become totally and permanently disabled. This program was closed to new claims January 1, 2018.

The Board moved forward with the 5% increase to the employee premium rates effective April 1, 2024. For rates effective April 1, 2023 - March 31, 2024, please see Group Life Insurance Plan Monthly Rates (ET-2164).

You may be eligible to increase your WRS benefit by purchasing the time you worked for non-WRS public employers at the federal, state, or local level.

A searchable list of members who have life insurance benefits that have not been claimed by a beneficiary.

Provisions and IRC citations for IRS benefits and compensation limits for the current and past three years.

This report summarizes a review of the Long Term Disability Insurance Plan for 2016.

This report summarizes a review of the Long Term Disability Insurance Plan for 2015.

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the Long-Term Disability Insurance Plan (LTDI) as of December 31, 2016.

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the Long-Term Disability Insurance Plan (LTDI) as of December 31, 2015.