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The costs of providing care are high and demands on a caregiver's time are significant. Even if you are not a caregiver currently, there is a good chance you will be at some point in your life. Use the information and resources on this page to help you learn about caregiving and make a plan for financial security.

Checklist for a new employer agent or an employer’s new retirement/insurance contact with the ETF.

Submit this completed form to ETF to appeal a determination regarding your ETF-administered benefit(s).

Learn how to address a benefits dispute and how Ombudspersons Services can help.

Instructions to help you through the Order to Divide WRS Benefits process.

Your financial power of attorney document determines the scope of your agent's authority. You may give your agent the ability to make many changes to your WRS account or limit them to a few actions.

This brochure is designed to assist you in understanding the administrative appeals process as it relates to ETF. It is not intended to substitute for the legal advice or assistance of an attorney.

Some financial power of attorney documents require that the principal is incapacitated before the agent can act on their behalf.

Each time a guardian makes a request on behalf of a member, ETF will review the Letters of Guardianship of the Estate. The request will be approved or denied based on the authority granted in the letters.