How an HDHP Works

High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.

There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2025

Health Plan Premium Rates for Employees and Retirees without Medicare

Your employer may pay a portion of your health care premium if you're employed. This page lists the full premium amounts, which is the amount before any employer contribution.
Plan Year
    2025
Program Option
    Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits

Health Insurance for Retirees with Medicare

Learn about the key differences between your plan design options, costs for medical services, available health plans and monthly premium amounts

Plan Year
  • 2025
Program Option
  • Local Health Plan (PO16) & Supplemental Benefits

Health Plan Premium Rates for Employees and Retirees without Medicare

Your employer may pay a portion of your health care premium if you're employed. This page lists the full premium amounts, which is the amount before any employer contribution.
Plan Year
    2025
Program Option
    Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
Health and Wellness News
Jan 16, 2025 5:00pm
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Thrive in 2025 with Well Wisconsin

What’s your one word for 2025? Survive, jive, thrive... these are just a few you might consider as you look at the year ahead.