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Find out what Medicare means for your health benefits.

The annual open enrollment period starts Sept. 30 and ends Oct. 20, 2024. Learn more about what’s new for 2025, and attend an online Insurance Benefits Forum.

Some financial power of attorney documents require that the principal is incapacitated before the agent can act on their behalf.

Find resources for creating a financial power of attorney document, learn how to submit your document to ETF and how to revoke your document.

Learn the steps to submit, change or terminate Letters of Guardianship.

Each time a guardian makes a request on behalf of a member, ETF will review the Letters of Guardianship of the Estate. The request will be approved or denied based on the authority granted in the letters.

Designate an attorney-in-fact to act in your stead for an appeal to ETF.

Use this form to request to inspect or copy medical information maintained about you by ETF.

Use this form if you live outside of the Unites States when you apply for a benefit.

Review the terms and conditions governing ETF's online services and benefits.