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The income continuation insurance (ICI) benefit is a voluntary income replacement benefit payable if you become disabled.

This brochure describes the types of service you may be eligible to buy, the benefits and restrictions on the purchases, and how and when you can buy service.

This handbook provides general information about benefit plans administered by ETF and does not contain complete information for all benefits. Use this handbook as an overview and contact your employer’s benefits office for specific information applicable to you.

A sample form of the statement of benefits for an alternate payee.