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Learn about the key differences between plan designs such as how much you'll pay per month, how much you can expect to pay when you visit the doctor, and if you will have nationwide coverage.

Learn about the key differences between plan designs such as how much you'll pay per month, how much you can expect to pay when you visit the doctor, and if you will have nationwide coverage.

For UWs only: These procedures will walk employers through steps to take in My Insurance Benefits.

Have a question? Review the most commonly asked questions we receive.

Learn about the key differences between plan designs, such as how much you'll pay per month, how much you can expect to pay when you visit the doctor, and if you will have nationwide coverage.

You must incur all eligible expenses for the 2024 benefit period by December 31, 2024. For the 2025 benefit period, you must incur all eligible expenses by December 31, 2025. The Health Savings Account (HSA) can only be used to pay for eligible medical expenses incurred after your HSA was established.

While you should always try to submit requests for distribution during the same plan year in which the expense was incurred, there is no deadline to request an HSA distribution.

All unused HSA funds carry over year-to-year without forfeiture.

Learn about the key differences between your plan design options, costs for medical services, available health plans and monthly premium amounts

You and/or your insured dependents must be enrolled for both portions of Medicare (Hospital Part A and Medical Part B), when first eligible. Provide this information to ETF using this form.

Uniform Pharmacy Benefits Certificate of Coverage for the 2024 plan year, for all program options.

Uniform Pharmacy Benefits Certificate of Coverage for the 2025 plan year, for all program options.