No matter which plan design option or health plan you choose, the same in-network services are covered (Uniform Benefits). The main differences are premiums, if you can see providers locally or nationwide, and out-of-network benefits.
| High Deductible Health Plan (HDHP) | Local HDHP | |
|---|---|---|
| Monthly Payment (Premium) | $$ | $$$$ |
| Cost Per Visit | $$$$ | $$$$ |
| In-Network Provider Availability | Local | Nationwide* See Access Plan by Dean Health Plan for more details |
| Nationwide Pharmacies | ✔ | ✔ |
| Out-of-Network Benefits | Emergency and urgent care only | ✔ |
| Available Health Plans | Many plans See the Health Plan Search for available health plans and provider directories | Administered by Dean Health Plan |
*Access Plan offer worldwide out-of-network benefits.