Health Insurance for Retirees with Medicare

Learn about the key differences between your plan design options, costs for medical services, available health plans and monthly premium amounts

Plan Year
  • 2026
Program Option
  • Local Health Plan (PO16) & Supplemental Benefits

How an HDHP Works

High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.

There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2026

Health Plan Premium Rates For Employees and Retirees without Medicare

Your employer may pay a portion of your health care premium if you're employed. This page lists the full premium amounts, which is the amount before any employer contribution.

Program Option
  • Local Traditional Health Plan (PO12) & Supplemental Benefits
  • Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits
Plan Year
  • 2026
ET-8501
Report Other Benefit Recipient

Comprehensive Annual Financial Report 2004

The Comprehensive Annual Financial Report of the Wisconsin Department of Employee Trust Funds for the year ended December 31, 2004 provides comprehensive information about ETF, the Wisconsin Retirement System, and other benefit programs administered by ETF.

Group Life Insurance

The program offers term life insurance coverage up to 5 times an employee's yearly pay for State of Wisconsin employees and local government employees whose employer offers the plan. Employees may also insure their spouses and dependent children.

Flyer Active Employee / Local Employer / State Employer

Well Wisconsin Launch Poster

Well Wisconsin is here for you. Complete a health assessment, health check, well-being activity to earn a gift card.

New Health Plan Application Information and Resources

The State of Wisconsin Group Health Insurance Program (GHIP) provides uniform health benefits to both state agencies and local government entities. Nearly a dozen health plans participate in the GHIP providing coverage to nearly one-quarter million lives.

This page contains information for health plans interested in joining the GHIP. All health plans must apply to join the program. Here you will find access the application, additional resources, and more information on the application process.