Opt Out of Health Insurance

If you are an employee of the state, UW Hospitals and Clinics, or the Universities of Wisconsin (including Craft Workers), you may be eligible to receive up to $2,000 from your employer if you opt out of health insurance coverage under the State of Wisconsin Group Health Insurance Program.

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
ET-3101
Brochure Active Employee / Retiree / Other Benefit Recipient

Separation Benefits

A separation benefit is a one-time lump-sum payment consisting only of employee contributions, additional contributions (if applicable) and accumulated interest.

STAR Employees Enrollment

State of Wisconsin, Legislature, and Wisconsin Court System Employees covered by STAR

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2025

STAR Employees Enrollment

State of Wisconsin, Legislature, and Wisconsin Court System Employees covered by STAR

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2026

Death Benefits

Provided you did not close your WRS account by taking a separation benefit, your beneficiaries may be entitled to a benefit after your death. Understand how and what benefits are paid upon your death.

Department News
Feb 21, 2024 3:50pm

GIB Approves Benefit Changes for 2025

The Group Insurance Board today approved benefit changes for the State of Wisconsin Group Health Insurance Program for the 2025 plan year.

Jun 30, 2014 5:00pm Report Active Employee / Retiree / Other Benefit Recipient / Board Member / Local Employer / State Employer

Act 20 Health Insurance Feasibility Study: Spousal Exclusion and Employee Opt Out

Wisconsin Act 20 actuarial study analyzing the feasibility of excluding from state employee health insurance coverage a spouse or domestic partner who has health insurance coverage available through his or her employer. It also evaluates the creation of an incentive payment program for state employees who opt not to take state health insurance coverage. June 30, 2014.

Man with leg in a cast

Accident Plan

The Accident Plan provides a cash benefit paid directly to you to help cover out-of-pocket expenses regardless of health insurance coverage.