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This brochure is designed to assist you in understanding the administrative appeals process as it relates to ETF. It is not intended to substitute for the legal advice or assistance of an attorney.

A guardian is appointed by a court when a person is unable to make or communicate medical decisions, financial decisions, or both. Learn how Letters of Guardianship can impact a WRS account.

Investment management of the WRS generated more than $4.1 billion of net outperformance over the last five years, according to SWIB.

Designate an attorney-in-fact to act in your stead for an appeal to ETF.

Learn how to address a benefits dispute and how Ombudspersons Services can help.

Today, the Group Insurance Board approved benefit changes for plan year 2026. In addition, the Board decided to not adjust cost-sharing for any of the Group Health Insurance Program plan designs offered.

Learn the steps to submit, change or terminate Letters of Guardianship.