HDHP Eligibility

A few eligibility requirements include:

You must be covered by an It’s Your Choice (IYC) High Deductible Health Plan (HDHP) and enrolled in the Health Savings Account (HSA) offered by ETF.

You cannot have any other health coverage that pays for out-of-pocket health care expenses before you meet your plan deductible (including Medicare).

Program Option
  • State Employee & Retiree Health Plan
Plan Year
  • 2021

HDHP Eligibility

A few eligibility requirements include:

You must be covered by an It’s Your Choice (IYC) High Deductible Health Plan (HDHP) and enrolled in the Health Savings Account (HSA) offered by ETF.

You cannot have any other health coverage that pays for out-of-pocket health care expenses before you meet your plan deductible (including Medicare).

Program Option
  • State Employee & Retiree Health Plan
Plan Year
  • 2020

How an HDHP Works

High Deductible Health Plans (HDHP) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall health care costs.

There are three types of expenses associated with an HDHP: deductible, coinsurance and out-of-pocket limit. These may work differently than you expect, if you haven't had an HDHP before.

Program Option
  • State Employee & Retiree Health Plan
Plan Year
  • 2021

How an HDHP Works

High Deductible Health Plans (HDHP) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall health care costs.

There are three types of expenses associated with an HDHP: deductible, coinsurance and out-of-pocket limit. These may work differently than you expect, if you haven't had an HDHP before.

Program Option
  • State Employee & Retiree Health Plan
Plan Year
  • 2020
ET-2170
Brochure Active Employee / Retiree / Other Benefit Recipient

IYC Access Plan HDHP

This brochure is devoted to Access plan benefits for the 2017 plan year and highlights the provisions of the plan.

Employer News
Aug 13, 2018 12:00pm

High Deductible Health Plan (HDHP) Webinar August 27

ETF is offering the first in series of employer webinars focused on the High Deductible Health Plan on Monday, August 27 at 10 a.m. Topics covered in this two-hour webinar include an overview of HDHP, eligibility requirements and where to find resources to help you answer employee questions about HDHP.