Applying for Retirement

Deciding to retire may be the hardest part of the entire process. ETF can help you master the next steps so that you make decisions that are right for you. Learn more about the 12-month process (in picture) by watching the Applying for Retirement video series.

If you decide to end WRS employment due to a disability, contact ETF about your eligibility for disability benefits before applying for a retirement benefit. Taking a retirement benefit may affect your eligibility for disability benefits. See the Disability Benefits page for more information.

Request an Official Estimate and Application

If you are within 12 months of your minimum retirement age, take the first step in the application process and
request an official Retirement Benefit Estimates and Application (ET-4301).
Complete one of the request forms below or call a benefits specialist at 1-877-533-5020.

Plan ahead: It may take up to 6 weeks for a Retirement Benefit Estimates and Application (ET-4301) to be processed.

Online Form Paper Form

Looking over a man's shoulder onto a computer screen that has a column graph with Annual Annuity Adjustments for the Core and Variable fund.

Annuity Payments and Adjustments

Annuity payments may change from year to year. Find out how the effective rate of interest affects your annuity payments.

The cover image of the Annuity Options brochure: Wisconsin trees in fall colors.

Annuity Payment Options

Use the information provided on this page to choose the retirement benefit payment option that fits you best.

A hand checking off boxes on a document with pink marker.

Retirement Checklist

Planning and preparation are essential for a successful retirement. This page has a list of things you can do to help ensure a smooth changeover to retirement.

A smiling woman wearing a headset sitting at her desk with her arm rested on the table in front of two computer monitor screens.

Schedule an Appointment

Get the help you need by talking with one of our benefits specialists today or setting up an appointment.

A corner of a calculator sitting on a graph with an axis of numbers starting at 25 working up to 55, with a pen and white paperclip.

When Can I Retire?

Learn how your age at retirement may affect when you may retire and the amount of your benefit. Includes information about how your employment category and years of service affects your retirement age.

Applying for Retirement

Request an Official Estimate and Application

Annuity Payments and Adjustments

Annuity Payment Options

Retirement Checklist

Schedule an Appointment

When Can I Retire?

Member Education

5 Basic Steps to Your Retirement

Choosing When to Retire

How to Fill Out Your Retirement Estimates and Application (ET-4301)